Cape May County and Lower Township property record for 15 E Florida Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 608 sqft · built 1933 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2026) |
| Tax Bill | $1,793 (2024) |
| Deeds & Mortgages | Jun 2021 Refinance Jul 2026 Sale & Mortgage + 3 more |
| APN | 05-00019-0000-00034 |
| Primary APN | 05-00019-0000-00034 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 608 sqft Living Area |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Frame |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Street Address | 15 E FLORIDA AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L35 |
| Legal Block | 19 |
| Legal Lot Number | 34 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 200 ORMOND RD, CAPE MAY COURT HOUSE, NJ 08210-2112 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF ELMER |
| Jul 9, 2026 | Deed, Transfer · Seller Carry-Back SHORE TITLE |
| Feb 13, 2026 | Deed, Transfer SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Jun 7, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/ELMER |
| Mar 19, 2020 | Grant Deed, Construction Loan · Construction Mortgage BLUEFIN INVESTORS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 2026101917 |
| Deed Book / Page | 4291 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 15 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028901 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 6413/127 |
| Instrument | 2021028901 |
| Name | FIRST NATIONAL BANK OF ELMER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 9, 2026 |
| Property Address | 15 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0000101917 |
| Book / Page | 4291 / 535 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026101917 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,715.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 ORMOND RD, CAPE MAY COURT HOUSE, NJ 08210-2112 |
| Document Number | 0000101918, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 6926/334 |
| Instrument | 2026101918 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 13, 2026 |
| Property Address | 15 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0000089064 |
| Book / Page | 4266 / 810 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026089064 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 OAKDALE AVE, VILLAS, NJ 08251-1336 |
| Name | Verified Name |
|---|---|
| Address | 108 STEVENS ST, WEST CAPE MAY, NJ 08204-1070 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 15 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0064130127 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1228 BAYSHORE RD VILLAS NJ 082512518, VILLAS, NJ 08251-2518 |
| Document Number | 0064130127 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 006413/000127 |
| Instrument | 28901 |
| Name | FIRST NAT'L BK/ELMER |
|---|---|
| Type | Bank |
| Address | ELMER, NJ 08318 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Mar 19, 2020 |
| Property Address | 15 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0039060371 |
| Book / Page | 003906 / 000371 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 8678 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 4, 2020 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1228 BAYSHORE RD VILLAS NJ 082512518, VILLAS, NJ 08251-2518 |
| Document Number | 61670120 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 006167/000120 |
| Instrument | 8679 |
| Name | BLUEFIN INVESTORS LLC |
|---|---|
| Address | 1053 LEA RD, COLLEGEVILLE, PA 19426-1063 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 18, 2021 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,600 (-) Land $68,000 Building $20,600 | $88,600 (-) Land $68,000 Building $20,600 | |
| 2025 | $88,600 (-) Land $68,000 Building $20,600 | $88,600 (-) Land $68,000 Building $20,600 | |
| 2024 | $1,793.00 (+4.73%) | ||
| 2023 | $88,600 Land $68,000 Building $20,600 | $88,600 Land $68,000 Building $20,600 | |
| 2022 | $1,712.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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