8N191 Peppertree Ln, Elgin, IL 60124 Property Records

Kane County property record for 8N191 Peppertree Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 1987
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2003)
Tax Bill	$10,138 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-354-011`

Property Details

APN / Parcel Number

Primary APN	`06-32-354-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	3,366 sqft
Basement Area	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	8N191 PEPPERTREE LN
City	ELGIN
State	IL
Zip	60124-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMSTEAD SUB LOT 18
Legal Subdivision	FARMSTEAD SUB
Legal Block	1
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8N191 PEPPERTREE LN, ELGIN, IL 60124-8815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2003 · Amount on Record
Deed Sale	May 21, 2003 · Amount on Record
Deed Document Number	200384848
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N191 PEPPERTREE LN, ELGIN, IL 60124-8815
Document Number	0000073897
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8N191 PEPPERTREE LN ELGIN IL 601248815, ELGIN, IL 60124-8815

Mortgage

Document Number	0000073897
Date	Nov 30, 2020
Instrument	73897

Lender

Name	CHICKASAW CMNTY BK
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,138.00 (+9.39%) Homeowner's exemption Senior Citizen's exemption	$167,830 (+8.57%) Land $39,653 Building $128,177	$503,691 (+8.57%) Land $119,007 Building $384,685
2024		$154,582 (+21.39%) Land $36,523 Building $118,059	$463,932 (+21.44%) Land $109,613 Building $354,319
2022	$9,268.00 (+6.2%) Homeowner's exemption	$127,340 (+6.96%) Land $30,087 Building $97,253	$382,020 (+6.96%) Land $90,261 Building $291,759
2021	$8,727.00 Homeowner's exemption	$119,054 Land $28,129 Building $90,925	$357,162 Land $84,387 Building $272,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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