8N056 Peppertree Ln, Elgin, IL 60124 Property Records

Kane County property record for 8N056 Peppertree Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Company Names on File
Last Sale	$257,500 (Dec 2013)
Tax Bill	$10,535 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-355-007`

Property Details

APN / Parcel Number

Primary APN	`06-32-355-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	3,634 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Raised
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8N056 PEPPERTREE LN
City	ELGIN
State	IL
Zip	60124-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMSTEAD SUB LOT 25
Legal Subdivision	FARMSTEAD SUB
Legal Block	1
Legal Lot Number	25
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	851912

Owner

8N056 Peppertree Ln is owned by a company that acquired it in June 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	8N056 PEPPERTREE LN, ELGIN, IL 60124-8814
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on File
Deed Sale	Dec 13, 2013 · Amount on File
Prior Sale	Dec 21, 2007 · Amount on File
Deed Document Number	201386307
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000026608
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2026
Property Address	8N056 PEPPERTREE LN, ELGIN, IL 60124-8814
Document Number	0000026608
Instrument Date	Jun 23, 2026
Instrument	202626608
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	8N056 PEPPERTREE LN, ELGIN, IL 60124-8814

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N056 PEPPERTREE LN, ELGIN, IL 60124-8814
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029654
Date	Apr 15, 2021
Instrument	2021K029654

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 8N056 Peppertree Ln was $10,535.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,535.00 Homeowner's exemption	$165,771 (+8.57%) Land $38,245 Building $127,526	$497,512 (+8.57%) Land $114,781 Building $382,731
2024		$152,686 Land $35,226 Building $117,460	$458,241 Land $105,720 Building $352,521
2022	$9,148.00 (+6.19%) Homeowner's exemption	$125,777 (+6.96%) Land $29,018 Building $96,759	$377,331 (+6.96%) Land $87,054 Building $290,277
2021	$8,615.00 Homeowner's exemption	$117,593 Land $27,130 Building $90,463	$352,779 Land $81,390 Building $271,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8N056 Peppertree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8N056 Peppertree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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