8N145 Peppertree Ln, Elgin, IL 60124 Property Records

Kane County property record for 8N145 Peppertree Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1980
Lot Size	0.919 acres (40,044 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Nov 2021)
Tax Bill	$10,221 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-354-013`

Property Details

APN / Parcel Number

Primary APN	`06-32-354-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,908 sqft
Basement Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	40,044 sqft (0.919 acres)
Lot Dimensions	284 ft deep x 141 ft wide
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	8N145 PEPPERTREE LN
City	ELGIN
State	IL
Zip	60124-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMSTEAD SUB LOT 20
Legal Subdivision	FARMSTEAD SUB
Legal Block	1
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	851912

Owner

8N145 Peppertree Ln is owner-occupied and held in a trust since November 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Nov 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 4, 2021	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Deed Document Number	202183275
Last Transfer Date	Nov 22, 2023
Transfer Doc	0000041594
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 12, 2026
Property Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815
Document Number	0000009958
Map Reference	DOC 1492765
Instrument Date	Feb 13, 2026
Instrument	2026K009958
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 28, 2023
Property Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815
Document Number	0000041594
Map Reference	DOC 1492765
Instrument Date	Nov 22, 2023
Instrument	2023K041594
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Nov 4, 2021
Property Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815
Document Number	0000083275
Instrument Date	Jul 30, 2021
Instrument	2021K083275
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8N145 PEPPERTREE LN, ELGIN, IL 60124-8815

Mortgage

Document Number	0000083276
Date	Nov 4, 2021
Instrument	2021K083276

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 8N145 Peppertree Ln was $10,221, up 3.3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,221.00 (+3.29%)	$161,068 (+8.57%) Land $39,653 Building $121,415	$483,397 (+8.57%) Land $119,007 Building $364,391
2024	$9,895.00 Homeowner's exemption	$148,354 Land $36,523 Building $111,831	$445,240 Land $109,613 Building $335,627
2022	$8,876.00 (+11.35%) Homeowner's exemption	$122,210 (+6.96%) Land $30,087 Building $92,123	$366,630 (+6.96%) Land $90,261 Building $276,369
2021	$7,971.00 Homeowner's exemption	$114,257 Land $28,129 Building $86,128	$342,771 Land $84,387 Building $258,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8N145 Peppertree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8N145 Peppertree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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