8N063 Peppertree Ln, Elgin, IL 60124 Property Records

Kane County property record for 8N063 Peppertree Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2003)
Tax Bill	$10,073 (2025)
Deeds & Mortgages	Apr 2022 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-354-016`

Property Details

APN / Parcel Number

Primary APN	`06-32-354-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,316 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Triplex
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8N063 PEPPERTREE LN
City	ELGIN
State	IL
Zip	60124-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMSTEAD SUB LOT 23
Legal Subdivision	FARMSTEAD SUB
Legal Block	1
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	851912

Owner

8N063 Peppertree Ln is owned and occupied by two individuals who acquired it in April 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8N063 PEPPERTREE LN, ELGIN, IL 60124-8813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2003 · Amount on File
Deed Sale	Jun 17, 2003 · Amount on File
Prior Sale	Sep 9, 1999 · Amount on File
Deed Document Number	200399580
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000018839
Record Updated	Sep 20, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2022
Property Address	8N063 PEPPERTREE LN, ELGIN, IL 60124-8813
Document Number	0000018839
Instrument Date	Apr 5, 2022
Instrument	2022K018839
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N063 PEPPERTREE LN, ELGIN, IL 60124-8813

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N063 PEPPERTREE LN, ELGIN, IL 60124-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048337
Date	Oct 11, 2019
Instrument	2019K048337

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 8N063 Peppertree Ln was $10,073 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,073.00 Homeowner's exemption	$158,853 (+8.57%) Land $39,653 Building $119,200	$476,750 (+8.57%) Land $119,007 Building $357,743
2024		$146,314 Land $36,523 Building $109,791	$439,118 Land $109,613 Building $329,505
2022	$8,747.00 (+6.2%) Homeowner's exemption	$120,529 (+6.96%) Land $30,087 Building $90,442	$361,587 (+6.96%) Land $90,261 Building $271,326
2021	$8,236.00 Homeowner's exemption	$112,686 Land $28,129 Building $84,557	$338,058 Land $84,387 Building $253,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8N063 Peppertree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8N063 Peppertree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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