8N121 Peppertree Ln, Elgin, IL 60124 Property Records

Kane County property record for 8N121 Peppertree Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,205 sqft · built 1987
Lot Size0.92 acres (40,075 sqft)
OwnerCompany Name on Record
Tax Bill$11,058 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-32-354-014

Property Details

APN / Parcel Number

Primary APN06-32-354-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,205 sqft Living Area
Gross Area3,178 sqft
Basement Area973 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
Pool Area627 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address8N121 PEPPERTREE LN
CityELGIN
StateIL
Zip60124-8815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARMSTEAD SUB LOT 21
Legal SubdivisionFARMSTEAD SUB
Legal Block1
Legal Lot Number21
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1028
Census Tract851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8N121 PEPPERTREE LN, ELGIN, IL 60124-8815
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 30, 2016
Transfer Doc0000053549
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address8N121 PEPPERTREE LN, ELGIN, IL 60124-8815
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017224
DateMar 5, 2021
Instrument2021K017224
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,058.00 (+14.19%) Homeowner's exemption Senior Citizen's exemption$181,603 (+8.57%) Land $39,653 Building $141,950$545,027 (+8.57%) Land $119,007 Building $426,020
2024$167,268 (+21.39%) Land $36,523 Building $130,745$502,005 (+21.44%) Land $109,613 Building $392,392
2022$9,684.00 (+6.46%) Homeowner's exemption$137,790 (+6.96%) Land $30,087 Building $107,703$413,370 (+6.96%) Land $90,261 Building $323,109
2021$9,096.00 Homeowner's exemption$128,824 Land $28,129 Building $100,695$386,472 Land $84,387 Building $302,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Peppertree Ln

Nearby Streets

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