8981 Blackhorse Dr, Santee, CA 92071 Property Records

San Diego County property record for 8981 Blackhorse Dr, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,510 sqft · built 2004
Lot Size0.373 acres (16,268 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (Feb 2007)
Tax Bill$3,423 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN385-420-60-00

Property Details

APN / Parcel Number

Primary APN385-420-60-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,510 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area16,268 sqft (0.373 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address8981 BLACKHORSE DR
CitySANTEE
StateCA
Zip92071-3254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 60 TR 014477
Legal SubdivisionCITY/SANTEE TM 2000-02
Legal Tract014477
Legal Block3
Legal Lot Number60
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8981 BLACKHORSE DR, SANTEE, CA 92071-3254
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 18, 2020Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Apr 24, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SAN DIEGO COUNTY CU
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2007 · Amount on Record
Deed SaleFeb 1, 2007 · Amount on Record
Prior SaleJun 2, 2004 · Amount on Record
Deed Document Number200770747
Prior Transfer DateMay 18, 2004
Prior Transfer Doc0000514919
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8981 BLACKHORSE DR, SANTEE, CA 92071-3254
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8981 BLACKHORSE DR, SANTEE, CA 92071-3254

Mortgage

Document Number0000689215
DateOct 1, 2021
Instrument2021-0689215
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8981 BLACKHORSE DR, SANTEE, CA 92071-3254
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000464912
DateAug 18, 2020
Instrument2020-0464912
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 31, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8981 BLACKHORSE DR, SANTEE, CA 92071-3254
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150711
DateApr 24, 2019
Instrument2019-0150711
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2034

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8981 BLACKHORSE DR, SANTEE, CA 92071-3254
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000464911
DateAug 18, 2020
Instrument2020-0464911
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$290,798 (+2%) Land $86,351 Building $204,447
2025$3,423.00 (+4.46%) Homeowner's exemption$285,097 (+4.04%) Land $84,658 Building $200,439
2023$3,277.00 (+0.83%) Homeowner's exemption$274,028 Land $81,372 Building $192,656
2022$3,250.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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