Saginaw County property record for 8980 Carter Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1877 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $161,000 (Sep 2021) |
| Tax Bill | $4,726 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-16-2004-000 |
| Primary APN | 29-13-3-16-2004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Area | 1,920 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8980 CARTER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | N 410 FT OF W 325 FT OF W 1/2 OF NW 1/4 EXC COM AT NW CORN OF SEC 16 TH E 175 FT TO POB TH CONT E 150 FT TH S 410 FT TH W 120 |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10101 |
Source: Saginaw County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8980 CARTER RD, FREELAND, MI 48623-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Sep 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Dec 8, 2015 · Amount on Record |
| Deed Document Number | 202130896 |
| Prior Transfer Date | Sep 14, 2010 |
| Prior Transfer Doc | 0000027465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 28, 2026 |
| Property Address | 8980 CARTER RD, FREELAND, MI 48623-8667 |
| Document Number | 0000024445 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 202624445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8980 CARTER RD, FREELAND, MI 48623-8667 |
| Document Number | 0000024445, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202624445 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 22, 2021 |
| Property Address | 8980 CARTER RD, FREELAND, MI 48623-8667 |
| Document Number | 2021030896 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021030896 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,207.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8980 CARTER RD, 8980, FREELAND, MI 48623-8667 |
| Name | Verified Name |
|---|---|
| Address | 8980 CARTER RD, FREELAND, MI 48623-8667 |
| Document Number | 2021030897 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021030897 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,800 (+25.86%) | $269,600 (+25.86%) | |
| 2025 | $4,726.00 (+20.56%) Homeowner's exemption | ||
| 2023 | $107,100 | $214,200 | |
| 2022 | $3,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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