9211 Carter Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9211 Carter Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,439 sqft · built 2016
Lot Size40.2 acres (1,751,548 sqft)
OwnerTrust Name on File
Last Sale$45,000 (Jul 2016)
Tax Bill$21,425 (2025)
Deeds & MortgagesJan 2019 Refinance
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-08-4001-011

Property Details

APN / Parcel Number

Primary APN29-13-3-08-4001-011

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,439 sqft Living Area
1st Floor Area2,439 sqft
Basement Area2,439 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area1,751,548 sqft (40.2 acres)
Garage Area944 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9211 CARTER RD
CityFREELAND
StateMI
Zip48623-8631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AGRI
Legal DescriptionCOM AT E 1/4 CORN OF SEC TH N 650 FT TO POB TH W 230.59 FT TH S 50 FT TH W 1019.12 FT TO N ROW LN OF RR TH N 50 DEG W 78.42
Legal Range03E
Legal Township13N
Legal Section08
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1019
Census Tract10102

Owner

9211 Carter Rd is owner-occupied and held in a trust since July 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordTrust Name on File
Mailing Address9211 CARTER RD, FREELAND, MI 48623-8631
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ISABELLA BANK
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
ISABELLA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2016 · Amount on File
Deed SaleJul 26, 2016 · Amount on File
Prior SaleJan 12, 2016 · Amount on File
Deed Document Number201620420
Deed Book / Page2865 / 1928
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address9211 CARTER RD, FREELAND, MI 48623-8631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000483
DateJan 8, 2019
Instrument2019000483
Lender
NameISABELLA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address9211 CARTER RD, FREELAND, MI 48623-8631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014937
DateJun 10, 2020
Instrument2020014937
Lender
NameISABELLA BANK
TypeBank
AddressMOUNT PLEASANT, MI 48858
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9211 Carter Rd was $21,425 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$775,900$1,551,800
2025$21,425.00 Homeowner's exemption
2023$627,000$1,254,000
2022$15,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9211 Carter Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9211 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: LakeNet.

Nearby Properties on Carter Rd

Nearby Streets

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