9196 Carter Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9196 Carter Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1964
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Feb 1976)
Tax Bill$2,646 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN29-13-3-09-3005-700

Property Details

APN / Parcel Number

Primary APN29-13-3-09-3005-700
Alternative APN
  • 29133093005A00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions181 ft deep x 124 ft wide

Exterior Amenities

PorchPorch
Porch Area260 sqft
Patio Area2,200 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9196 CARTER RD
CityFREELAND
StateMI
Zip48623-8631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AGRI
Legal DescriptionS 123.75 FT OF N 379.5 FT OF W 181.5 FT OF SW 1/4 OF SW 1/4 -- .515 ACRE SEC 09 T13N R3E
Legal Range03E
Legal Township13N
Legal Section09
Legal SubdivisionS2SW4SW4S9T13NR3E
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1012
Census Tract10101

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9196 CARTER RD, FREELAND, MI 48623-8631
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Deed of Trust, Mortgage · Line of Credit
WILDFIRE CU
Jun 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 1976 · Amount on Record
Deed SaleFeb 11, 1976 · Amount on Record
Deed Book / Page1464 / 607
Last Transfer DateJun 19, 2018
Transfer Doc0000017514
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address9196 CARTER RD, FREELAND, MI 48623-8631
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9196 CARTER RD, FREELAND, MI 48623-8631

Mortgage

Document Number0000013422
DateMay 2, 2022
Instrument2022013422
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48605
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateJun 19, 2018
Property Address9196 CARTER RD, FREELAND, MI 48623-8631
Document Number0000017514
Instrument DateJun 19, 2018
Instrument17514
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address9196 CARTER RD FREELAND MI 486238631, FREELAND, MI 48623-8631

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,400 (+27.11%)$198,800 (+27.11%)
2025$2,646.00 (+1,154.03%) Homeowner's exemption
2023$78,200$156,400
2022$211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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