8788 Carter Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 8788 Carter Rd, Freeland, MI 48623 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Square Footage8,280 sqft Total Area
Lot Size90,169 sqft (2.07 acres)
Last Sale$450,000 (2023)
Tax Bill$2,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-13-3-16-2104-000

Interior

Building Area8,280 sqft Total Area
1st Floor4,920 sqft 1st Floor
Stories1 Stories

Exterior

Fire Resistance ClassBuildings having wood or wood and steel frames.
Lot Area90,169 sqft (2.07 acres)
Depth X Width544 ft x 166 ft Depth x Width
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address8788 CARTER RD
CityFREELAND
StateMI
Zip48623-8679
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionLOT 4 & OUTLOT A FREELAND COMMERCIAL PARK AND COM AT W 1/4 COR SEC 16 TH N 1361FT TH E 300FT TO POB TH N 166FT TH E 244.32FT TO SWLY R/W CSX RR TH ALONG SD RW 79.81FT TH S 108.75FT TH W 300FT TO POB 2.09 ACRES SEC 16 T13N R3E ***DESC CHANGED ALONG WI
Legal Range03E
Legal Township13N
Legal Section16
Legal SubdivisionFREELAND COMMERCIAL PARK
Legal Lot Number4A
Legal Unit4,4,A
JurisdictionSAGINAW MI
Minor Civil DivisionTITTABAWASSEE
Census Blockgroup1
Census Block1026
Census Tract10101

Owner

Source: Saginaw County records · APN 29-13-3-16-2104-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8794 TIMBER TRL, FREELAND, MI 48623-9542
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2023Deed of Trust, Mortgage · Commercial Mortgage
MICHIGAN CERTIFIED DEVELOPMENT CORPORATI
Feb 02, 2023Lease, Transfer
Jan 05, 2023Warranty Deed, Transfer · Commercial Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 05, 2023 · Amount on Record
Deed SaleJan 05, 2023 · Amount on Record
Prior SaleMar 30, 2001 · Amount on Record
Deed Doc Number2023385
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address8788 CARTER RD, FREELAND, MI 48623-8679
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8788 CARTER RD, FREELAND, MI 48623-8679

Mortgage

Document Number0000002136
DateFeb 02, 2023
Instrument2023002136
Lender
NameMICHIGAN CERTIFIED DEVELOPMENT CORPORATI
TypeGovernment Agency
AddressEAST LANSING, MI 48823
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2023: Lease, Transfer

Document TypeLease
JurisdictionSAGINAW MI
Recording DateFeb 02, 2023
Property Address8788 CARTER RD, FREELAND, MI 48623-8679
Document Number0000002137
Map ReferenceLB 26 PG 22&23
Instrument DateJan 27, 2023
Instrument2023002137
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 WOODSIDE AVE, BAY CITY, MI 48708-5441

Transferred To (Grantee/Buyer)

NameVerified Name
Address3737 COOLIDGE RD, EAST LANSING, MI 48823-8019

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJan 05, 2023
Property Address8788 CARTER RD, FREELAND, MI 48623-8679
Document Number0000000385
Map ReferenceLB 26 PG 22&23
Instrument DateJan 04, 2023
Instrument2023000385
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9853 N GLEANER RD, FREELAND, MI 48623-9770

Transferred To (Grantee/Buyer)

NameVerified Name
Address8788 CARTER RD, FREELAND, MI 48623-8679

Mortgage

Document Number0000000386
DateJan 05, 2023
Instrument2023000386
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term126 Months
DueJul 04, 2033
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0000000388
DateJan 05, 2023
Instrument2023000388
Lender
NameINDEPENDENT BANK
TypeBank
AddressIONIA, MI 48846
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$294,500 (+15.22%)$589,000 (+15.22%)
2025$2,634.00 (-75.35%)
2023$255,600$511,200
2022$10,685.00

Flood & Wildfire

8788 Carter Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carter Rd

Nearby Streets

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