8969 Champlain Ave, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 8969 Champlain Ave, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,232 sqft · built 1949
Lot Size0.195 acres (8,500 sqft)
Owner2 Individual Names on File
Last Sale$102,000 (Dec 2003)
Tax Bill$5,830 (2026)
Deeds & MortgagesSep 2022 Transfer
Mar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN291100 174.06-1-26

Property Details

APN / Parcel Number

Primary APN291100 174.06-1-26
Alternative APNs
  • 11001740060001026000
  • 15/3896

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,232 sqft Living Area
1st Floor Area1,552 sqft
Upper Floors Area680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area8,500 sqft (0.195 acres)
Lot Dimensions125 ft deep x 68 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/3896.
Street Address8969 CHAMPLAIN AVE
CityNIAGARA FALLS
StateNY
Zip14304-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-A
Legal DescriptionTM 469 BL G LT 219 PT 218
Legal Block1
Legal Lot Number26.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group1
Census Block1019
Census Tract22200

Owner

8969 Champlain Ave is owned and occupied by two individuals who acquired it in August 2022.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8969 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 22, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2003 · Amount on File
Deed SaleDec 12, 2003 · Amount on File
Prior SaleJan 25, 2001 · Amount on File
Deed Book / Page3261 / 331
Last Transfer DateAug 30, 2022
Transfer Doc0000007532
Record UpdatedOct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNIAGARA NY
Recording DateSep 7, 2022
Property Address8969 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4409
Document Number0000007532
Map ReferenceMB 30 PG 682
Instrument DateAug 30, 2022
Instrument2022-17532
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8969 CHAMPLAIN AVE, 8969, NIAGARA FALLS, NY 14304-4409

Transferred To (Grantee/Buyer)

NameVerified Name
Address1106 JAMES AVE, NIAGARA FALLS, NY 14305-1130

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address8969 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4409
Transaction TypeMortgage
Record UpdatedApr 4, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address8969 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4409

Mortgage

Document Number0000005354
DateMar 22, 2022
Instrument2022-05354
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressNIAGARA FALLS, NY 14304
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 8969 Champlain Ave was $5,830 with exemptions applied, up 23.9% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,830.00 (+23.94%) Homeowner's exemption Senior Citizen's exemption
2025$4,704.00$96,000 Land $9,700 Building $86,300$213,300 Land $21,552 Building $191,748
2023$96,000 Land $9,700 Building $86,300$177,800 Land $17,965 Building $159,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8969 Champlain Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims26 (1978–2024)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8969 Champlain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

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