8960 Cliffside Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8960 Cliffside Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,712 sqft · built 1981
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Nov 2023)
Tax Bill	$7,184 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`248-0280-008-0000`

Property Details

APN / Parcel Number

Primary APN	`248-0280-008-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	466 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8960 CLIFFSIDE LN
City	FAIR OAKS
State	CA
Zip	95628-6665
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-3
Legal Description	RIDGE, THE REVISED, LOT 8
Legal Subdivision	RIDGE, THE REVISED
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3001
Census Tract	8005

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY LENDING INC
Nov 20, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Book / Page	20231120 / 297
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	10200000001996
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 4, 2026
Property Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665
Document Number	2026000757
Book / Page	20260804 / 757
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665

Mortgage

Document Number	2026000757,
Date	Aug 4, 2026
Book Page	20260804/757

Lender

Name	LIBERTY LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2023
Property Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665
Document Number	0000000297
Map Reference	MB 140 MAP 7
Instrument Date	Nov 14, 2023
Instrument	202311200297
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665

Mortgage

Document Number	0000000298
Date	Nov 20, 2023
Instrument	202311200298

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2020
Property Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665
Document Number	2010201996
Instrument Date	Oct 16, 2020
Instrument	2010201996
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8960 CLIFFSIDE LN FAIR OAKS CA 956286665, FAIR OAKS, CA 95628-6665

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2020
Property Address	8960 CLIFFSIDE LN, FAIR OAKS, CA 95628-6665
Document Number	2007151674
Instrument Date	Jul 8, 2020
Instrument	2007151674
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8960 CLIFFSIDE LN FAIR OAKS CA 956286665, FAIR OAKS, CA 95628-6665

Mortgage

Document Number	2007151675
Date	Jul 15, 2020
Instrument	2007151675

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,432 (+2%) Land $163,863 Building $439,569
2025	$7,184.00 (+0.77%)	$591,600 (+62.46%) Land $160,650 Building $430,950
2024	$7,129.00 (+63.17%)
2023	$4,369.00 (+0.44%) Homeowner's exemption	$364,140 Land $93,636 Building $270,504
2022	$4,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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