Martin County property record for 896 SE Waterside Way, Stuart, FL 34997 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft · built 1997 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $36,000 (Jun 1996) |
| Tax Bill | $4,583 (2024) |
| Deeds & Mortgages | Apr 2026 Sale Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-39-41-006-000-0044.0-6-0000 |
| Primary APN | 04-39-41-006-000-0044.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,764 sqft |
| 1st Floor Area | 2,088 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 23,522 sqft (0.54 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 514 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 896 SE WATERSIDE WAY |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH FORK ESTATES LOT 44 |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 4 |
| Legal Subdivision | SOUTH FORK ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1108 |
Source: Martin County records · APN 04-39-41-006-000-0044.0-6-0000
Assessment roll updated August 27, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 896 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 1996 · Amount on Record |
| Deed Sale | Jun 06, 1996 · Amount on Record |
| Prior Sale | Jul 20, 1994 · Amount on Record |
| Deed Book / Page | 1181 / 1139 |
| Last Transfer Date | Apr 25, 2026 |
| Transfer Doc | 0003183099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 896 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Document Number | 0003183099 |
| Book / Page | 3563 / 1409 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 2026.3183099 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 896 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0029031614 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 02903/1614 |
| Instrument | 2616392 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $301,868 (+5.99%) | $604,970 (+4.79%) Land $275,000 Building $329,970 | |
| 2024 | $4,583.00 (+2.19%) | ||
| 2023 | $4,485.00 (+3.72%) Additional exemption filed | $284,817 (+3%) | $577,300 (+18.15%) Land $260,000 Building $317,300 |
| 2022 | $4,324.00 Homeowner's exemption | $276,522 | $488,630 Land $231,750 Building $256,880 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 247 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 3 (1995–2004) |
| Most Recent Claim | Sep 2004, rainfall accumulation, Hurricane Frances |
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 151 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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