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943 SE Waterside Way, Stuart, FL 34997 Property Records

Martin County property record for 943 SE Waterside Way, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,385 sqft · built 2017
Lot Size1.1 acres (48,177 sqft)
OwnerIndividual Name on Record
Last Sale$33,000 (May 1991)
Tax Bill$6,527 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-39-41-006-000-0039.0-6-0000

Property Details

APN / Parcel Number

Primary APN04-39-41-006-000-0039.0-6-0000
Alternative APNs
  • 04-39-41-006-000-00390-6
  • 439410060000039060000
  • 60799

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,385 sqft Living Area
Gross Area3,253 sqft
1st Floor Area2,385 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area48,177 sqft
Garage TypeAttached
Garage Area868 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number60799
Street Address943 SE WATERSIDE WAY
CitySTUART
StateFL
Zip34997-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE12A
Legal DescriptionSOUTH FORK ESTATES LOT 39
Legal Range41E
Legal Township39S
Legal Section4
Legal SubdivisionSOUTH FORK ESTATES
Legal Block2
Legal Lot Number39
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2031
Census Tract1108

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address943 SE WATERSIDE WAY, STUART, FL 34997-2826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Oct 13, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 17, 2017Loan Modification, Mortgage
SEACOAST NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 1991 · Amount on Record
Deed SaleMay 29, 1991 · Amount on Record
Deed Book / Page908 / 2602
Last Transfer DateApr 21, 2010
Transfer Doc0002206583
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address943 SE WATERSIDE WAY, STUART, FL 34997-2826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 SE WATERSIDE WAY, STUART, FL 34997-2826

Mortgage

Document Number0031582070
DateSep 16, 2020
Book Page3158/2070
Instrument2838153
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateOct 13, 2020
Property Address943 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number0031650905
Book / Page003165 / 000905
Instrument DateSep 28, 2020
Instrument2843337
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 SE WATERSIDE WAY STUART FL 349972826, STUART, FL 34997-2826

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address943 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number0029192819
Book / Page002919 / 002819
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedMay 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029192819
DateApr 22, 2017
Book Page002919/002819
Instrument2630725
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995-9012
Agreement
AmountAmount Recorded
Term12 Months
DueApr 21, 2018

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,527.00 (-0.76%) Additional exemption filed$426,923 (+5.99%)$733,040 (+10.44%) Land $300,000 Building $433,040
2024$6,577.00 (+1.94%)
2023$6,452.00 (+3.56%) Additional exemption filed$402,808 (+3%)$663,760 (+17.06%) Land $253,000 Building $410,760
2022$6,230.00 Homeowner's exemption$391,076$567,040 Land $243,600 Building $323,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 247 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH FORK HOMEOWNER UTIL CORP
private · serves 200 people · EPA ID FL4430484
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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