Martin County property record for 863 SE Waterside Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,382 sqft · built 1999 |
| Lot Size | 1.11 acres (48,613 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $214,000 (Apr 2001) |
| Tax Bill | $4,876 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-39-41-006-000-0031.0-3-0000 |
| Primary APN | 04-39-41-006-000-0031.0-3-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 2,958 sqft |
| 1st Floor Area | 2,382 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,613 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 60791 |
|---|---|
| Street Address | 863 SE WATERSIDE WAY |
| City | STUART |
| State | FL |
| Zip | 34997-2899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE12A |
| Legal Description | SOUTH FORK ESTATES LOT 31 |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 4 |
| Legal Subdivision | SOUTH FORK ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1108 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 863 SE WATERSIDE WAY, STUART, FL 34997-2899 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 24, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2001 · Amount on Record |
| Deed Sale | Apr 12, 2001 · Amount on Record |
| Prior Sale | Feb 25, 1998 · Amount on Record |
| Deed Document Number | 2001B |
| Deed Book / Page | 1545 / 1216 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0032511006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 863 SE WATERSIDE WAY, STUART, FL 34997-2899 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 863 SE WATERSIDE WAY, STUART, FL 34997-2899 |
| Document Number | 0032711012 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 3271/1012 |
| Instrument | 2925694 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 863 SE WATERSIDE WAY, STUART, FL 34997-2899 |
| Document Number | 0032511006 |
| Book / Page | 3251 / 1006 |
| Map Reference | MB 12 PG 29 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2910098 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 863 SE WATERSIDE WAY, STUART, FL 34997-2899 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,876.00 (-0.61%) Homeowner's exemption | $322,141 (+5.99%) | $661,600 (+9.07%) Land $300,000 Building $361,600 |
| 2024 | $4,906.00 (+2.12%) | ||
| 2023 | $4,804.00 (+3.69%) Additional exemption filed | $303,945 (+3%) | $606,590 (+16.79%) Land $260,000 Building $346,590 |
| 2022 | $4,633.00 Homeowner's exemption | $295,093 | $519,370 Land $242,050 Building $277,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 247 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 3 (1995–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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