927 SE Waterside Way, Stuart, FL 34997 Property Records

Martin County property record for 927 SE Waterside Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,093 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Company Names on File
Last Sale	$925,000 (Nov 2023)
Tax Bill	$7,189 (2024)
Deeds & Mortgages	Jan 2026 Transfer Nov 2023 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`04-39-41-006-000-0038.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`04-39-41-006-000-0038.0-8-0000`
Alternative APNs	`04-39-41-006-000-00380-8` `60798`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,093 sqft Living Area
1st Floor Area	2,093 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	927 SE WATERSIDE WAY
City	STUART
State	FL
Zip	34997-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE12A
Legal Description	LOT 38 SOUTH FORK ESTATES ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 12 PAGE 29 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	39S
Legal Section	4
Legal Subdivision	SOUTH FORK ESTATES
Legal Block	2
Legal Lot Number	38
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2031
Census Tract	1108

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 30, 2023	Warranty Deed, Transfer LIBERTY TITLE
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BARRY SKOLNICK
Apr 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	20233047223
Deed Book / Page	3409 / 230
Last Transfer Date	Jan 16, 2026
Transfer Doc	0035441119
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jan 20, 2026
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number	0035441119
Book / Page	3544 / 1119
Map Reference	MB 12 PG 29
Instrument Date	Jan 16, 2026
Instrument	3165977
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2023
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number	0034090230
Book / Page	3409 / 230
Map Reference	MB 12 PG 29
Instrument Date	Nov 30, 2023
Instrument	3047223
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12824 FALCON POINT PL, TRUCKEE, CA 96161-6443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

Mortgage

Document Number	0033921178
Date	Aug 21, 2023
Book Page	3392/1178
Instrument	3031746

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 26, 2022
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number	0033151593
Book / Page	3315 / 1593
Map Reference	MB 12 PG 29
Instrument Date	May 17, 2022
Instrument	2962416
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4000 SW CHEROKEE ST, 4000, PALM CITY, FL 34990-5061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

Mortgage

Document Number	0033151596
Date	May 26, 2022
Instrument	3315/1596

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

Mortgage

Document Number	0032600079
Date	Sep 29, 2021
Book Page	3260/79
Instrument	2916885

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826

Mortgage

Document Number	0031771446
Date	Dec 2, 2020
Book Page	3177/1446
Instrument	2853112

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number	0031592932
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	927 SE WATERSIDE WAY STUART FL 349972826, STUART, FL 34997-2826

Mortgage

Document Number	0031592932
Date	Sep 22, 2020
Book Page	003159/002932
Instrument	2839097

Lender

Name	BARRY SKOLNICK
Address	4775 COLLINS AVE, MIAMI BEACH, FL 33140-3262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 30, 2020
Property Address	927 SE WATERSIDE WAY, STUART, FL 34997-2826
Document Number	0031261581
Book / Page	003126 / 001581
Instrument Date	Apr 27, 2020
Instrument	2812229
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,535.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	927 SE WATERSIDE WAY STUART FL 349972826, STUART, FL 34997-2826

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$465,288 (-29.11%)	$736,910 (+12.27%) Land $300,000 Building $436,910
2024	$7,189.00 (-32.69%)
2023	$10,680.00 (+99.81%) Additional exemption filed	$656,390 (+94.24%) Land $260,000 Building $396,390	$656,390 (+26.87%) Land $260,000 Building $396,390
2022	$5,345.00 Homeowner's exemption	$337,924	$517,370 Land $242,050 Building $275,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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