864 SE Waterside Way, Stuart, FL 34997 Property Records

Martin County property record for 864 SE Waterside Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1995
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Mar 2019)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-39-41-006-000-0046.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`04-39-41-006-000-0046.0-1-0000`
Alternative APNs	`04-39-41-006-000-00460-1` `60806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	2,281 sqft
1st Floor Area	1,801 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,003 sqft (0.574 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	523 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	60806
Street Address	864 SE WATERSIDE WAY
City	STUART
State	FL
Zip	34997-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK ESTATES LOT 46
Legal Range	41E
Legal Township	39S
Legal Section	4
Legal Subdivision	SOUTH FORK ESTATES
Legal Block	2
Legal Lot Number	46
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2031
Census Tract	1108

Owner

864 SE Waterside Way is owned and occupied by two individuals who bought it in March 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	864 SE WATERSIDE WAY, STUART, FL 34997-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Sep 19, 2011 · Amount on File
Deed Document Number	20192744913
Deed Book / Page	3047 / 2160
Prior Transfer Date	Sep 12, 2011
Prior Transfer Doc	0025371083
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 21, 2019
Property Address	864 SE WATERSIDE WAY, STUART, FL 34997-2824
Document Number	0030472160
Book / Page	003047 / 002160
Instrument Date	Mar 14, 2019
Instrument	2744913
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	864 SE WATERSIDE WAY STUART FL 349972824, STUART, FL 34997-2824

Mortgage

Document Number	30472163
Date	Mar 21, 2019
Book Page	003047/002163
Instrument	2744914

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 864 SE Waterside Way was $4,632 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,632.00 (-0.58%) Homeowner's exemption	$306,658	$566,270 Land $275,000 Building $291,270
2024	$4,659.00 (+2.17%)
2023	$4,560.00 (+4.8%) Additional exemption filed	$289,336 (+4.01%)	$540,540 (+17.55%) Land $260,000 Building $280,540
2022	$4,351.00 Homeowner's exemption	$278,181	$459,830 Land $231,750 Building $228,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 864 SE Waterside Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 SE Waterside Way is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20