8951 E Kemper Rd, Montgomery (Cincinnati), OH 45249 Property Records

Hamilton County property record for 8951 E Kemper Rd, Montgomery, OH 45249

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,559 sqft · built 1967
Lot Size	0.53 acres (23,130 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,317 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`603-0025-0030-00`

Property Details

APN / Parcel Number

Primary APN	`603-0025-0030-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
1st Floor Area	1,571 sqft
2nd Floor Area	988 sqft
Basement Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	23,130 sqft (0.53 acres)
Lot Dimensions	236 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	172 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8951 E KEMPER RD
City	MONTGOMERY
State	OH
Zip	45249-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E KEMPER RD 100 X 236.30 IRRLOT 20 HOERTH SUB
Legal Subdivision	HOERTH SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4000
Census Tract	24322

Owner

8951 E Kemper Rd is owned and occupied by two individuals who acquired it in January 1990.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8951 E KEMPER RD, MONTGOMERY, OH 45249-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8951 E KEMPER RD, MONTGOMERY, OH 45249-2703
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8951 E KEMPER RD, MONTGOMERY, OH 45249-2703

Mortgage

Document Number	0000034731
Date	May 24, 2023
Book Page	14923/164
Instrument	2023-0034731

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8951 E Kemper Rd was $7,317, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,317.00 (+2.28%)	$142,884 (-) Land $39,550 Building $103,334
2024	$7,154.00 (-0.5%)	$142,884 (-) Land $39,550 Building $103,334
2023	$7,190.00 (-2.44%)	$142,884 (+16.93%) Land $39,550 Building $103,334	$408,240 Land $113,000 Building $295,240
2022	$7,370.00 Homeowner's exemption	$122,199 Land $43,505 Building $78,694
2020			$349,140 Land $124,300 Building $224,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8951 E Kemper Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2001)
Most Recent Claim	Jul 2001 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8951 E Kemper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000