Hamilton County property record for 8965 E Kemper Rd, Montgomery, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,486 sqft · built 1977 |
| Lot Size | 0.566 acres (24,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Dec 2021) |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0025-0027-00 |
| Primary APN | 603-0025-0027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| 2nd Floor Area | 1,518 sqft |
| Upper Floors Area | 1,214 sqft |
| Attic | Attic |
| Attic Area | 728 sqft |
| Basement Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,655 sqft (0.566 acres) |
| Lot Dimensions | 251 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 252 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8965 E KEMPER RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45249-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E KEMPER RD 100 X 251.88 IRR LOT 17 HOERTH SUB |
| Legal Subdivision | HOERTH SUB |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 24322 |
8965 E Kemper Rd is owned and occupied by an individual who bought it in December 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on File |
| Deed Sale | Dec 27, 2021 · Amount on File |
| Prior Sale | Mar 14, 1997 |
| Deed Document Number | 0000154472 |
| Deed Book / Page | 14571 / 3335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Document Number | 0000000672 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 15075/855 |
| Instrument | 2024-0000672 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Document Number | 0000061675 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 14991/1055 |
| Instrument | 2023-0061675 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 17, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 27, 2021 |
| Property Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Document Number | 0000154472 |
| Book / Page | 14571 / 3335 |
| Map Reference | MB 108 PG 63&64 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-0154472 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8965 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Document Number | 0000154473 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021-0154473 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 8965 E Kemper Rd was $4,504, down 2.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,504.00 (-2.26%) | $87,983 (-) Land $39,550 Building $48,433 | |
| 2024 | $4,608.00 (+2.67%) | $87,983 (-1.42%) Land $39,550 Building $48,433 | |
| 2023 | $4,488.00 (-27.83%) | $89,250 (-13.51%) Land $39,550 Building $49,700 | $251,380 Land $113,000 Building $138,380 |
| 2022 | $6,219.00 Homeowner's exemption | $103,187 Land $43,505 Building $59,682 | |
| 2020 | $294,820 Land $124,300 Building $170,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8965 E Kemper Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2001) |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8965 E Kemper Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures