8973 E Kemper Rd, Montgomery (Cincinnati), OH 45249 Property Records

Hamilton County property record for 8973 E Kemper Rd, Montgomery, OH 45249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1967
Lot Size	0.605 acres (26,354 sqft)
Owner	Individual Name on File
Tax Bill	$4,764 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`603-0025-0026-00`

Property Details

APN / Parcel Number

Primary APN	`603-0025-0026-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	26,354 sqft (0.605 acres)
Lot Dimensions	254 ft deep x 128 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	174 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8973 E KEMPER RD
City	MONTGOMERY
State	OH
Zip	45249-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E KEMPER RD 128.49 X 254.43 IRR LOT 16 HOERTH SUB
Legal Subdivision	HOERTH SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4000
Census Tract	24322

Owner

8973 E Kemper Rd is owned and occupied by an individual who acquired it in October 1998.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8973 E KEMPER RD, MONTGOMERY, OH 45249-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 1998
Deed Sale	Oct 26, 1998
Prior Sale	Oct 26, 1998
Deed Document Number	855932
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8973 E KEMPER RD, MONTGOMERY, OH 45249-2703
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048896
Date	May 26, 2020
Book Page	14175/2296
Instrument	2020-0048896

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 8973 E Kemper Rd was $4,764 with a homeowner's exemption, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (+2.25%) Homeowner's exemption	$103,254 (-) Land $41,097 Building $62,157
2024	$4,659.00 (-1.42%) Homeowner's exemption	$103,254 (-) Land $41,097 Building $62,157
2023	$4,726.00 (-6.25%) Homeowner's exemption	$103,254 (+11.66%) Land $41,097 Building $62,157	$295,010 Land $117,420 Building $177,590
2022	$5,041.00 Homeowner's exemption	$92,474 Land $45,206 Building $47,268
2020			$264,210 Land $129,160 Building $135,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8973 E Kemper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2001)
Most Recent Claim	Jul 2001 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8973 E Kemper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000