Hamilton County property record for 8928 E Kemper Rd, Montgomery, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,232 sqft · built 1978 |
| Lot Size | 0.805 acres (35,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,400 (May 2019) |
| Tax Bill | $5,388 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0025-0042-00 |
| Primary APN | 603-0025-0042-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 35,083 sqft (0.805 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8928 E KEMPER RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45249-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS EAST KEMPER RD 0.8054 AC R1-T5-S30 SW |
| Legal Range | 01 |
| Legal Township | 05 |
| Legal Section | 30 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 24323 |
8928 E Kemper Rd is owned and occupied by two individuals who bought it in May 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8928 E KEMPER RD, MONTGOMERY, OH 45249-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 17, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Sep 2, 2008 · Amount on File |
| Deed Document Number | 2019-0038045 |
| Deed Book / Page | 13920 / 00070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8928 E KEMPER RD, MONTGOMERY, OH 45249-2704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008510 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 15596/869 |
| Instrument | 2026-0008510 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8928 E KEMPER RD, MONTGOMERY, OH 45249-2704 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045150 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 14394/33 |
| Instrument | 2021-0045150 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8928 E KEMPER RD, MONTGOMERY, OH 45249-2704 |
| Document Number | 0000092181 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8928 E KEMPER RD MONTGOMERY OH 452492704, MONTGOMERY, OH 45249-2704 |
| Document Number | 0000092181 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 014029/000110 |
| Instrument | 92181 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 17, 2019 |
| Property Address | 8928 E KEMPER RD, MONTGOMERY, OH 45249-2704 |
| Document Number | 0000038045 |
| Book / Page | 013920 / 000070 |
| Instrument Date | May 6, 2019 |
| Instrument | 38045 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,149.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8928 E KEMPER RD MONTGOMERY OH 452492704, MONTGOMERY, OH 45249-2704 |
| Document Number | 38046 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 013920/000074 |
| Instrument | 38046 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2049 |
The 2025 property tax bill for 8928 E Kemper Rd was $5,388, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,388.00 (+2.38%) | $105,270 (-) Land $36,750 Building $68,520 | |
| 2024 | $5,263.00 (-0.57%) | $105,270 (-) Land $36,750 Building $68,520 | |
| 2023 | $5,293.00 (-12.69%) | $105,270 (+4.65%) Land $36,750 Building $68,520 | $300,770 Land $105,000 Building $195,770 |
| 2022 | $6,062.00 Homeowner's exemption | $100,590 Land $41,650 Building $58,940 | |
| 2020 | $287,400 Land $119,000 Building $168,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8928 E Kemper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8928 E Kemper Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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