Hamilton County property record for 8939 E Kemper Rd, Montgomery, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 1971 |
| Lot Size | 0.507 acres (22,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2018) |
| Tax Bill | $5,031 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0025-0031-00 |
| Primary APN | 603-0025-0031-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 1,248 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,085 sqft (0.507 acres) |
| Lot Dimensions | 224 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8939 E KEMPER RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45249-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E KEMPER RD 100 X 224.32 IRR LOT 21 HOERTH SUB |
| Legal Subdivision | HOERTH SUB |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 24322 |
8939 E Kemper Rd is owned and occupied by two individuals who bought it in May 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8939 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on File |
| Deed Sale | May 2, 2018 · Amount on File |
| Prior Sale | Oct 9, 2002 |
| Deed Document Number | 18-0036735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8939 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000033937 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 14637/1790 |
| Instrument | 2022-0033937 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8939 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8939 E KEMPER RD, MONTGOMERY, OH 45249-2703 |
| Document Number | 0000082647 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 14739/1168 |
| Instrument | 2022-0082647 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 11, 2032 |
The 2025 property tax bill for 8939 E Kemper Rd was $5,031, down 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,031.00 (-0.06%) | $95,953 (-) Land $39,550 Building $56,403 | |
| 2024 | $5,034.00 (+1.12%) | $95,953 (-) Land $39,550 Building $56,403 | |
| 2023 | $4,978.00 (-10.14%) | $95,953 (+7.51%) Land $39,550 Building $56,403 | $274,150 Land $113,000 Building $161,150 |
| 2022 | $5,540.00 | $89,250 Land $43,505 Building $45,745 | |
| 2020 | $255,000 Land $124,300 Building $130,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8939 E Kemper Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2001) |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8939 E Kemper Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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