891 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 891 W Chicago St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,818 sqft · built 1930
Lot Size	0.145 acres (6,336 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2025)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-306-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-306-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
Gross Area	2,799 sqft
Basement Area	981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Lot Area	6,336 sqft (0.145 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	891 W CHICAGO ST
City	ELGIN
State	IL
Zip	60123-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 5 BLOCK 18
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	18
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-306-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	891 W CHICAGO ST, ELGIN, IL 60123-6259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	20259437
Prior Transfer Date	Jun 12, 2007
Prior Transfer Doc	0000065137
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 12, 2021
Property Address	891 W CHICAGO ST, ELGIN, IL 60123-6259
Document Number	0000076814
Instrument Date	Oct 12, 2021
Instrument	2021K076814
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 LONGVIEW DR, ELGIN, IL 60124-0231

Mortgage

Document Number	0000076815
Date	Oct 12, 2021
Instrument	2021K076815

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,350.00 (+15.84%)
2024		$96,116 (+21.39%) Land $14,313 Building $81,803	$288,463 (+21.44%) Land $42,956 Building $245,507
2022	$6,345.00 (+4.55%) Homeowner's exemption	$79,178 (+6.96%) Land $11,791 Building $67,387	$237,534 (+6.96%) Land $35,373 Building $202,161
2021	$6,069.00 Homeowner's exemption	$74,026 Land $11,024 Building $63,002	$222,078 Land $33,072 Building $189,006

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.