Kane County property record for 1072 W Chicago St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,671 sqft · built 1926 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,616 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-427-011 |
| Primary APN | 06-15-427-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| Gross Area | 2,924 sqft |
| 1st Floor Area | 1,671 sqft |
| Basement Area | 1,253 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 9,900 sqft (0.227 acres) |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 1072 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN SOUTH 25 FT LOT 15 & ALL OF LOT 14 BLOCK 5 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 15,14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 851101 |
1072 W Chicago St is owned and occupied by two individuals who acquired it in February 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1072 W CHICAGO ST, ELGIN, IL 60123-6143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2015 |
| Deed Sale | Feb 10, 2015 |
| Prior Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 20156721 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1072 W Chicago St was $6,616 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,616.00 Homeowner's exemption | $94,725 (+8.57%) Land $20,496 Building $74,229 | $284,289 (+8.57%) Land $61,513 Building $222,776 |
| 2024 | $87,248 Land $18,878 Building $68,370 | $261,849 Land $56,657 Building $205,192 | |
| 2022 | $5,711.00 (+4.62%) Homeowner's exemption | $71,872 (+6.96%) Land $15,551 Building $56,321 | $215,616 (+6.96%) Land $46,653 Building $168,963 |
| 2021 | $5,459.00 Homeowner's exemption | $67,195 Land $14,539 Building $52,656 | $201,585 Land $43,617 Building $157,968 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1072 W Chicago St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1072 W Chicago St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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