Beaufort County property record for 89 Oak Tree Rd, Bluffton, SC 29910 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 6,265 sqft · built 2015 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Jun 2008) |
| Tax Bill | $9,031 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R60002500000110000 |
| Primary APN | R60002500000110000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 6,265 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 89 OAK TREE RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-4960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK A COLLETON RIVER PLANT PH 2-A PB65 P124 PB67 P100 PB67 139 PB68 P51 |
| Legal Subdivision | COLLETON RIVER, DYE COURSE |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2201 |
Source: Beaufort County records · APN R60002500000110000
Assessment roll updated March 12, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 OAK TREE RD, BLUFFTON, SC 29910-4960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2008 · Amount on Record |
| Deed Sale | Jun 17, 2008 · Amount on Record |
| Prior Sale | Apr 21, 2008 |
| Deed Document Number | 200837578 |
| Deed Book / Page | 2734 / 1160 |
| Last Transfer Date | Dec 17, 2019 |
| Transfer Doc | 0000050132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 89 OAK TREE RD, BLUFFTON, SC 29910-4960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000054027 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 4185/662 |
| Instrument | 2022054027 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,031.00 (-0.09%) | $73,100 (-39.52%) | |
| 2024 | $9,039.00 | $120,864 (-) Land $36,000 Building $84,864 | $3,021,600 (-) Land $900,000 Building $2,121,600 |
| 2023 | $9,039.00 (+9.1%) | $120,864 (+90.13%) Land $36,000 Building $84,864 | $3,021,600 (+90.13%) Land $900,000 Building $2,121,600 |
| 2022 | $8,285.00 | $63,568 Land $12,600 Building $50,968 | $1,589,200 Land $315,000 Building $1,274,200 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130022013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 806 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 859 units insured 53 under condo master policies |
| Nearby Flood Claims | 117 (1988–2022) |
| Claims Outside the SFHA | 10 of 117 |
| Most Recent Claim | Sep 2022, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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