91 Oak Tree Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 91 Oak Tree Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 10 ba · 6,499 sqft · built 2001
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,540,000 (Sep 2020)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R60002500000120000`

Property Details

APN / Parcel Number

Primary APN	`R60002500000120000`
Alternative APN	`08292518`

Interior

Bedrooms	4 Beds
Full Baths	10 Baths
Half Baths	5 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,499 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Detached
Garage Area	947 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	08292518
Old Parcel Number	R60002500000120000
Street Address	91 OAK TREE RD
City	BLUFFTON
State	SC
Zip	29910-4960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 18 BLK A COLLETON RIVER PLANT PH 2-A PB65 P124 PB67 P100 PB67 P139 PB68 P51
Legal Subdivision	COLLETON RIVER, DYE COURSE
Legal Phase	2
Legal Block	A
Legal Lot Number	18
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3002
Census Tract	2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 OAK TREE RD, BLUFFTON, SC 29910-4960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Sep 23, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Dec 14, 2012
Deed Document Number	2020053717
Deed Book / Page	3912 / 245
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	91 OAK TREE RD, BLUFFTON, SC 29910-4960
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060958
Date	Oct 22, 2020
Book Page	3924/3279
Instrument	2020060958

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 23, 2020
Property Address	91 OAK TREE RD, BLUFFTON, SC 29910-4960
Document Number	0000053717
Book / Page	003912 / 000245
Instrument Date	Aug 26, 2020
Instrument	53717
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 OAK TREE RD BLUFFTON SC 299104960, BLUFFTON, SC 29910-4960

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,756.00 (-0.08%)	$70,840 (-38.54%)
2024	$8,763.00	$115,260 (-) Land $36,000 Building $79,260	$2,881,500 (-) Land $900,000 Building $1,981,500
2023	$8,763.00 (-62.85%)	$115,260 (+87.11%) Land $36,000 Building $79,260	$2,881,500 (+87.11%) Land $900,000 Building $1,981,500
2022	$23,586.00	$61,600 Land $14,400 Building $47,200	$1,540,000 Land $360,000 Building $1,180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 806 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	859 units insured incl. 53 condo units
Nearby Flood Claims	117 (1988–2022)
Claims Outside the SFHA	10 of 117
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 80% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Tree Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures