889 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 889 Ellen Dr, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage2,000 sqft Living Area
Lot Size13,000 sqft (0.298 acres)
GarageCarport, 1,240 sqft
Last Sale$2,175,000 (2026)
Tax Bill$11,909.00 (2024)

Property Details

APN / Parcel Number

Primary APN00548230-000000
Alternative APNs
  • 14613900548230000000
  • 1671711

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,000 sqft Living Area
1st Floor1,496 sqft 1st Floor
Attic Area1,240 sqft Attic
Attic1 Attic
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2015
Exterior MaterialOther Exterior
Roof ConstructionGeodesic/Dome Roof Construction
Roof MaterialConcrete Roof
Lot Area13,000 sqft (0.298 acres)
Depth X Width130 ft x 100 ft Depth x Width
Garage TypeCarport Garage
Garage Area1,240 sqft Garage
CarportCarport
Carport Area1,240 sqft Carport

Exterior Amenities

Patio Area40 sqft Patio
Porch Area1,424 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1671711
Street Address889 ELLEN DR
CityKEY LARGO
StateFL
Zip33037-2769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 2 SLY 50FT LOT 4 & NLY 50FT LOT 5 TWIN LAKES PB3-160 KEY LARGO OR541-730 OR1023-1495 OR1439-677 OR2832-994 OR3228-0608
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionTWIN LAKES
Legal Block2
Legal Lot Number4,5
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3000
Census Tract970400

Owner

Source: Monroe County records · APN 00548230-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address141 CIRCLE DR, KENANSVILLE, NC 28349-8896
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 01, 2023Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Prior SaleJun 01, 2023 · Amount on Record
Deed Doc Number20262535767
Deed Book / Page3371 / 289
Prior Transfer DateDec 27, 2016
Prior Transfer Doc0028320994
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 16, 2026
Property Address889 ELLEN DR, KEY LARGO, FL 33037-2769
Document Number0033710289
Book / Page3371 / 289
Map ReferenceMB 3 PG 160
Instrument DateMar 12, 2026
Instrument2535767
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$15,225.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16160 NW 83RD PL, MIAMI LAKES, FL 33016-6689

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 CIRCLE DR, KENANSVILLE, NC 28349-8896

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 01, 2023
Property Address889 ELLEN DR, KEY LARGO, FL 33037-2769
Document Number0032280608
Book / Page3228 / 608
Map ReferenceMB 3 PG 160
Instrument DateMay 30, 2023
Instrument2420272
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyEXPRESS TITLE, EXPRESS TITLE SVCS GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,095.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address50 E 54TH ST, HIALEAH, FL 33013-1460

Transferred To (Grantee/Buyer)

NameVerified Name
Address16160 NW 83RD PL, MIAMI LAKES, FL 33016-6689

Mortgage

Document Number0003228610
DateJun 01, 2023
Instrument3228/610
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,578,061 (+20.3%) Land $1,041,040 Building $537,021$1,578,061 (+20.3%) Land $1,041,040 Building $537,021
2024$11,909.00 (+9.57%)
2023$10,869.00 (+111.83%)$1,311,756 (+113.75%) Land $910,910 Building $400,846$1,311,756 (+40.55%) Land $910,910 Building $400,846
2022$5,131.00 Homeowner's exemption$613,701$933,281 Land $550,550 Building $382,731

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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