Monroe County property record for 891 Ellen Dr, Key Largo, FL 33037 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 13,000 sqft (0.298 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2017) |
| Tax Bill | $5,854.00 (2024) |
| Primary APN | 00548220-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,016 sqft Living Area |
| 1st Floor | 2,016 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Other Exterior |
| Foundation Type | Pile Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 13,000 sqft (0.298 acres) |
| Depth X Width | 130 ft x 100 ft Depth x Width |
| Garage Area | 1,008 sqft Garage |
| Pool Type | Public/Municipal/Commercial Pool Type |
|---|---|
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 1,664 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1671703 |
|---|---|
| Old Parcel Number | 14613900548220000000 |
| Street Address | 891 ELLEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 3 AND NLY 25FT LT 4 TWIN LAKES PB3-160 KEY LARGO OR541-730 OR1023-1496 OR1363-500 OR1363-504AFF OR1925-424/25 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00548220-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 372509, KEY LARGO, FL 33037-7509 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 06, 2017 | Warranty Deed, Transfer · Conventional Mortgage JACK W JELSEMA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2017 · Amount on Record |
| Deed Sale | Oct 06, 2017 · Amount on Record |
| Prior Sale | Aug 28, 2003 · Amount on Record |
| Deed Doc Number | 2139144 |
| Deed Book / Page | 2874 / 0381 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 891 ELLEN DR, KEY LARGO, FL 33037-2769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030210341 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 3021/341 |
| Instrument | 2265234 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 06, 2017 |
| Property Address | 891 ELLEN DR, KEY LARGO, FL 33037-2769 |
| Document Number | 0028740381 |
| Book / Page | 002874 / 000381 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2139144 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 891 ELLEN DR KEY LARGO FL 330372769, KEY LARGO, FL 33037-2769 |
| Document Number | 28740383 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 002874/000383 |
| Instrument | 2139145 |
| Name | JACK W JELSEMA |
|---|---|
| Address | 29 JOLLY ROGER DR, KEY LARGO, FL 33037-2313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697,561 (+5.99%) | $1,535,260 (+9.8%) Land $1,041,040 Building $494,220 | |
| 2024 | $5,854.00 (+3.67%) | ||
| 2023 | $5,647.00 (+6.05%) Homeowner's exemption | $658,158 (+3%) | $1,398,200 (+34.1%) Land $910,910 Building $487,290 |
| 2022 | $5,325.00 Homeowner's exemption | $638,989 | $1,042,681 Land $550,550 Building $492,131 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures