892 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 892 Ellen Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,148 sqft Living Area
Lot Size	9,750 sqft (0.223 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2019)
Tax Bill	$9,012.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00548330-000100`
Alternative APN	`9099356`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,148 sqft Living Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Other Exterior
Foundation Type	Pile Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	9,750 sqft (0.223 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Carport Area	1,134 sqft Carport
Fence	Fence
Porch	Enclosed Porch

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	9099356
Street Address	892 ELLEN DR
City	KEY LARGO
State	FL
Zip	33037-2770
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 3 LT 2 TWIN LAKES PB3-160 OR242-247/248 OR812-2318 OR820-1049 OR982-2181 OR1050-1295 OR1050-1297 OR1450-95/96 OR1489-1884
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	3
Legal Lot Number	2
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3000
Census Tract	970400

Owner

Source: Monroe County records · APN 00548330-000100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	892 ELLEN DR, KEY LARGO, FL 33037-2770
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2019 · Amount on Record
Deed Sale	Jun 04, 2019 · Amount on Record
Prior Sale	Jul 28, 2011 · Amount on Record
Deed Doc Number	2223008
Deed Book / Page	2967 / 2413
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 04, 2019
Property Address	892 ELLEN DR, KEY LARGO, FL 33037-2770
Document Number	0029672413
Book / Page	002967 / 002413
Instrument Date	May 24, 2019
Instrument	2223008
Transaction Type	Transfer
Record Updated	Jul 04, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 NE 7TH ST POMPANO BEACH FL 330624904, POMPANO BEACH, FL 33062-4904

Mortgage

Document Number	29672415
Date	Jun 04, 2019
Book Page	002967/002415
Instrument	2223009

Lender

Name	JAMES H III & EMMA E SILCOX
Special Notes	Lender is also the Seller

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 03, 2022

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,094,732 (+5.99%)	$1,572,050 (+8.28%) Land $922,740 Building $649,310
2024	$9,012.00 (+3.14%)
2023	$8,738.00 (+6.21%) Homeowner's exemption	$1,032,894 (+3%)	$1,451,863 (+27.85%) Land $807,398 Building $644,465
2022	$8,227.00 Homeowner's exemption	$1,002,810	$1,135,560 Land $487,988 Building $647,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.