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8838 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8838 Harding Ave, Surfside, FL 33154 · Last verified August 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,135 sqft · built 1935
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Oct 2019)
Tax Bill$19,584 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN14-2235-005-0750

Property Details

APN / Parcel Number

Primary APN14-2235-005-0750

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area2,135 sqft Living Area
Gross Area2,247 sqft
1st Floor Area2,135 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area60 sqft
Patio Area180 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address8838 HARDING AVE
CitySURFSIDE
StateFL
Zip33154-3419
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSECOND AMD PLAT OF NORMANDY BEACH PB 16-44 LOT 15BLK 6 LOT SIZE 50.000 X 112 OR 9933-1618 0278 1
Legal Range42E
Legal Township52S
Legal Section35
Legal SubdivisionSECOND AMD PLAT OF NORMANDY BEACH
Legal Block6
Legal Lot Number15
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group5
Census Block5022
Census Tract3804

Owner

Source: Miami-Dade County records · APN 14-2235-005-0750

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8838 HARDING AVE, SURFSIDE, FL 33154-3419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2019 · Amount on Record
Deed SaleOct 30, 2019 · Amount on Record
Prior SaleJul 30, 2009
Deed Document Number2019680856
Deed Book / Page31670 / 630
Prior Transfer DateMay 14, 2007
Prior Transfer Doc0000579482
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateOct 30, 2019
Property Address8838 HARDING AVE, SURFSIDE, FL 33154-3419
Document Number0000680856
Book / Page31670 / 0630
Map ReferenceMB 16 PG 44
Instrument DateOct 28, 2019
Instrument2019R0680856
Transaction TypeTransfer
Record UpdatedFeb 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7377 BROADFIELD RD, 7377, MANLIUS, NY 13104-9689

Transferred To (Grantee/Buyer)

NameVerified Name
Address8838 HARDING AVE, SURFSIDE, FL 33154-3419

Mortgage

Document Number0000000632
DateOct 30, 2019
Instrument31670/0632
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,584.00 (+37.25%) Homeowner's exemption$1,050,177 (+20.75%)$1,134,901 (+30.49%) Land $980,000 Building $154,901
2023$14,269.00 (+17.13%)$869,724 (+32.31%) Land $772,838 Building $96,886$869,724 (+32.31%) Land $772,838 Building $96,886
2022$12,182.00$657,354 Land $560,088 Building $97,266$657,354 Land $560,088 Building $97,266

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038045, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 201 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies294 units insured
93 under condo master policies
Nearby Flood Claims12 (2017–2024)
Most Recent ClaimJun 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity, Hotwire Communications, Google Fiber, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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