Miami-Dade County property record for 8851 Harding Ave, Surfside, FL 33154
| Property Type | Residential Vacant Land |
|---|---|
| Details | 6 bd · 6 ba · 2,770 sqft · built 1939 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,200,000 (Dec 2023) |
| Tax Bill | $37,481 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 14-2235-005-0320 |
| Primary APN | 14-2235-005-0320 |
|---|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,770 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Material | Tile |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Street Address | 8851 HARDING AVE |
|---|---|
| City | SURFSIDE |
| State | FL |
| Zip | 33154-3414 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 5700 |
| Legal Description | SECOND AMD PLAT OF NORMANDY BEACH PB 16-44 LOT 4 & 5 BLK 3 LOT SIZE100.000 X 115 OR 19240-2509 06 2000 1 |
| Legal Range | 42E |
| Legal Township | 52S |
| Legal Section | 35 |
| Legal Subdivision | SECOND AMD PLAT OF NORMANDY BEACH |
| Legal Block | 3 |
| Legal Lot Number | 4,5 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI BEACH |
| Census Block Group | 5 |
| Census Block | 5023 |
| Census Tract | 3804 |
8851 Harding Ave, residential vacant land, is owned by a company that bought it in December 2023.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2125 BISCAYNE BLVD, 206, MIAMI, FL 33137-5029 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Prior Sale | Aug 31, 2012 · Amount on File |
| Deed Document Number | 2023916942 |
| Deed Book / Page | 34020 / 3330 |
| Prior Transfer Date | Nov 18, 2013 |
| Prior Transfer Doc | 0000997689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 8851 HARDING AVE, SURFSIDE, FL 33154-3414 |
| Document Number | 0000263304 |
| Book / Page | 35260 / 3693 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026263304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000263304, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 35260/3693 |
| Instrument | 2026263304 |
| Name | RJ PRIVATE LENDING LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Apr 1, 2028 |
| Rate Type | Balloon |
|---|---|
| Rate | 5.98% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 8851 Harding Ave was $37,481, down 2.2% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Surfside Town |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,481.00 (-2.23%) | $2,012,500 Land $2,012,500 | $2,012,500 Land $2,012,500 |
| 2024 | $38,334.00 (+43.75%) | ||
| 2023 | $26,667.00 (+18.78%) | $1,724,203 (+33.91%) Land $1,587,069 Building $137,134 | $1,724,203 (+33.91%) Land $1,587,069 Building $137,134 |
| 2022 | $22,450.00 | $1,287,594 Land $1,150,460 Building $137,134 | $1,287,594 Land $1,150,460 Building $137,134 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8851 Harding Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 201 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 294 units insured incl. 93 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8851 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424 |
|---|---|
| Water Source | Purchased groundwater from MDWASA - MAIN SYSTEM |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber, Hotwire Communications, Xfinity.
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