8837 Harding Ave, #1, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8837 Harding Ave, #1, Surfside, FL 33154

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,920 sqft · built 1980
Owner2 Individual Names on File
Last Sale$633,000 (Jan 2021)
Tax Bill$12,442 (2025)
Deeds & MortgagesApr 2018 Mortgage
May 2018 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN14-2235-039-0010

Property Details

APN / Parcel Number

Primary APN14-2235-039-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,920 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment

Location & Zoning

Street Address8837 HARDING AVE, 1
CitySURFSIDE
StateFL
Zip33154-3418
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code5700
Legal DescriptionJOBA CONDO UNIT 1 UNDIV 50% INT IN COMMON ELEMENTS OFF REC 11204-355 FAU 14-2235-005-0331 OR 17160-2462 0396 1
Legal Range42E
Legal Township52S
Legal Section35
Legal SubdivisionJOBA CONDO
Legal Block5
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group5
Census Block5023
Census Tract3804

Owner

8837 Harding Ave, #1 is owned and occupied by two individuals who bought it in January 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address8837 HARDING AVE, 1, SURFSIDE, FL 33154-3418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2018Deed of Trust, Mortgage · ARM
LUXURY MORTGAGE CORP
May 23, 2018Deed of Trust, Mortgage · ARM
LUXURY MORTGAGE CORP
Jan 8, 2021Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jul 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2021 · Amount on File
Deed SaleJan 8, 2021 · Amount on File
Prior SaleMar 28, 2018 · Amount on File
Deed Document Number202116702
Deed Book / Page32280 / 446
Prior Transfer DateJun 16, 2017
Prior Transfer Doc0000407978
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8837 HARDING AVE # 1, 1, SURFSIDE, FL 33154-3418
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000242593
DateApr 20, 2018
Book Page30950/1860
Instrument2018R0242593
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateMay 1, 2023
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate12%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8837 HARDING AVE # 1, 1, SURFSIDE, FL 33154-3418
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000303448
DateMay 23, 2018
Book Page30986/0987
Instrument2018R0303448
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateMay 1, 2023
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate12%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJan 8, 2021
Property Address8837 HARDING AVE # 1, 1, SURFSIDE, FL 33154-3418
Document Number0000016702
Book / Page32280 / 446
Map ReferenceMB 11204 PG 355
Instrument DateNov 25, 2020
Instrument2021R0016702
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyAPPLETOWER T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,798.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1160 KANE CONCOURSE STE 301, 1160, BAY HARBOR ISLANDS, FL 33154-2059

Transferred To (Grantee/Buyer)

NameVerified Name
Address8837 HARDING AVE # 1, 1, SURFSIDE, FL 33154-3418

Mortgage

Document Number0000000448
DateJan 8, 2021
Instrument32280/448
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Mortgage

Document Number0000016704
DateJan 8, 2021
Book Page32280/461
Instrument2021R0016704
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMar 28, 2018
Property Address8837 HARDING AVE # 1, 1, SURFSIDE, FL 33154-3418
Document Number0000180701
Book / Page030912 / 004902
Instrument DateMar 15, 2018
Instrument180701
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,391.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8837 HARDING AVE #1 SURFSIDE FL 331543418, 1, SURFSIDE, FL 33154-3418

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateJul 18, 2017
Property Address8837 HARDING AVE # 1, 1, SURFSIDE, FL 33154-3418
Document Number0000407978
Book / Page030616 / 002454
Instrument DateJun 16, 2017
Instrument407978
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2401 SUNRISE DR SEBRING FL 338722085, SEBRING, FL 33872-2085

Tax Assessment & Valuation

The 2025 property tax bill for 8837 Harding Ave, #1 was $12,442.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,442.00$560,573$560,573
2023$12,354.00 (+9.99%)$560,573 (+7%)$560,573 (+7%)
2022$11,232.00$523,900$523,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8837 Harding Ave, #1 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 201 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies294 units insured
incl. 93 condo units
Nearby Flood Claims12 (2017–2024)
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8837 Harding Ave, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SURFSIDE
serves 5,744 people · EPA ID FL4131424
Water SourcePurchased groundwater from MDWASA - MAIN SYSTEM
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications, Xfinity.

Nearby Properties on Harding Ave

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