8804 Riverside Dr, Descanso, CA 91916 Property Records

San Diego County property record for 8804 Riverside Dr, Descanso, CA 91916

Property Summary

Property TypeDuplex
Detailsbuilt 2000
Lot Size1 acre (43,560 sqft)
Owner2 Trust Names on File
Tax Bill$490 (2025)
Deeds & MortgagesMay 2026 Sale
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN408-070-15-00

Property Details

APN / Parcel Number

Primary APN408-070-15-00

Interior

Units2 Units

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Lot Area43,560 sqft

Location & Zoning

Street Address8804 RIVERSIDE DR
CityDESCANSO
StateCA
Zip91916
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA70
Legal DescriptionLOT L PAR PER ROS 7378 IN SEC 19-15-4E IN TR DB0043PG309
Legal Range04E
Legal Township15
Legal Section19
Legal SubdivisionRANCHO CUYAMACA PARTITION
Legal TractDB0043PG
Legal Block1
Legal Lot NumberL
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1019
Census Tract21202

Owner

8804 Riverside Dr, a duplex, is held in a trust since January 1994.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 400, DESCANSO, CA 91916-0400
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 17, 2021Deed of Trust, Mortgage · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Feb 15, 2018Deed of Trust, Mortgage · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 20, 1994
Transfer Doc0000048202
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 5, 2026
Property Address8804 RIVERSIDE DR, DESCANSO, CA 91916
Document Number0000127423
Instrument DateApr 28, 2026
Instrument2026127423
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8804 RIVERSIDE DR, DESCANSO, CA 91916
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 400, DESCANSO, CA 91916-0400

Mortgage

Document Number0000208178
DateMar 17, 2021
Instrument2021-0208178
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Address84416
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8804 RIVERSIDE DR, DESCANSO, CA 91916
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062361
DateFeb 15, 2018
Instrument2018-0062361
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeVA Mortgage
AmountAmount on Record
Term347 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8804 Riverside Dr was $490, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$140,851 (+2%) Land $56,287 Building $84,564
2025$490.00 (+1.87%) Veteran's exemption$138,090 Land $55,184 Building $82,906
2024$481.00 (+1.91%)
2023$472.00 (-1.05%)$132,730 Land $53,042 Building $79,688
2022$477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8804 Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8804 Riverside Dr is extreme, ranking above 99.9% of the US, with a 7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.9% of the US · above 99.6% of California
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

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