880 White River Dr, Prosper, TX 75078 Property Records

Collin County property record for 880 White River Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,750 sqft · built 2007
Owner	Individual Name on Record
Tax Bill	$9,920 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-8766-031-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-8766-031-0120-1`
Alternative APN	`2577709`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,750 sqft Living Area
Gross Area	4,480 sqft
2nd Floor Area	1,200 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2577709
Street Address	880 WHITE RIVER DR
City	PROSPER
State	TX
Zip	75078-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF LA CIMA PHASE THREE (CPR), BLK 31, LOT 12
Legal Subdivision	LAKES OF LA CIMA PHASE THREE (CPR)
Legal Phase	3
Legal Block	31
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5019
Census Tract	30303

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	880 WHITE RIVER DR, PROSPER, TX 75078-8476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 21, 2020	Deed of Trust, Mortgage FIRST UNITED BK
Apr 24, 2018	Warranty Deed, Transfer FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018
Deed Sale	Apr 24, 2018
Prior Sale	Aug 16, 2011
Deed Document Number	20180424000492380
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	880 WHITE RIVER DR, PROSPER, TX 75078-8476
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	REPUBLIC TITLE COMPANY, RTT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 WHITE RIVER DR, PROSPER, TX 75078-8476

Mortgage

Document Number	2025000131286
Date	Oct 13, 2025
Instrument	2025000131286

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	880 WHITE RIVER DR, PROSPER, TX 75078-8476
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002507240
Date	Dec 13, 2021
Instrument	20211213002507240

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	880 WHITE RIVER DR, PROSPER, TX 75078-8476
Document Number	0001465380
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 WHITE RIVER DR PROSPER TX 750788476, PROSPER, TX 75078-8476

Mortgage

Document Number	0001465380
Date	Sep 1, 2020
Instrument	1465380

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 24, 2018
Property Address	880 WHITE RIVER DR, PROSPER, TX 75078-8476
Document Number	0000492380
Instrument Date	Apr 23, 2018
Instrument	492380
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 WHITE RIVER DR PROSPER TX 750788476, PROSPER, TX 75078-8476

Mortgage

Document Number	492390
Date	Apr 24, 2018
Instrument	492390

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$734,596 (+2.78%) Land $185,000 Building $549,596	$734,596 (+2.78%) Land $185,000 Building $549,596
2024	$9,920.00 (+5.29%)
2023		$714,712 Land $185,000 Building $529,712	$714,712 Land $185,000 Building $529,712
2022	$9,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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