871 White River Dr, Prosper, TX 75078 Property Records

Collin County property record for 871 White River Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4,362 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jan 2017)
Tax Bill	$11,271 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8766-032-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-8766-032-0080-1`
Alternative APNs	`000002577761` `2577761`

Interior

Stories	2 Stories
Building Area	4,362 sqft Living Area
Gross Area	5,156 sqft
1st Floor Area	2,656 sqft
2nd Floor Area	1,706 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	871 WHITE RIVER DR
City	PROSPER
State	TX
Zip	75078-8475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF LA CIMA PHASE THREE, BLK 32, LOT 8
Legal Subdivision	LAKES OF LA CIMA PHASE THREE (CPR)
Legal Block	32
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5023
Census Tract	30303

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	871 WHITE RIVER DR, PROSPER, TX 75078-8475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK
Jul 14, 2020	Deed of Trust, Mortgage UNIFY FIN'L CU
Jan 20, 2017	Warranty Deed, Transfer UNIFY FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	201789760
Prior Transfer Date	Jan 18, 2017
Prior Transfer Doc	0000089760
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	871 WHITE RIVER DR, PROSPER, TX 75078-8475
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002418880
Date	Nov 29, 2021
Instrument	20211129002418880

Lender

Name	TOYOTA FINANCIAL SAVINGS BANK
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	871 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0001284850
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	871 WHITE RIVER DR PROSPER TX 750788475, PROSPER, TX 75078-8475

Mortgage

Document Number	0001284850
Date	Aug 10, 2020
Instrument	1284850

Lender

Name	UNIFY FIN'L CU
Address	TORRANCE, CA 90501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 20, 2017
Property Address	871 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0000089760
Instrument Date	Jan 18, 2017
Instrument	89760
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	FAIR TX TITLE COMPANY, FAIR TX TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	871 WHITE RIVER DR PROSPER TX 750788475, PROSPER, TX 75078-8475

Mortgage

Document Number	89770
Date	Jan 20, 2017
Instrument	89770

Lender

Name	UNIFY FIN'L CU
Address	TORRANCE, CA 90501

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2037

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,271.00 (+5.05%) Homeowner's exemption	$711,704 (-6.11%) Land $185,000 Building $622,396	$807,396 (+6.51%) Land $185,000 Building $622,396
2024	$10,729.00 (+1.38%)
2023		$758,043 Land $185,000 Building $573,043	$758,043 Land $185,000 Building $573,043
2022	$10,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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