881 White River Dr, Prosper, TX 75078 Property Records

Collin County property record for 881 White River Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,552 sqft · built 2007
Owner	2 Owner Names on File
Tax Bill	$12,341 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8766-032-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-8766-032-0090-1`
Alternative APN	`2577762`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,552 sqft Living Area
Gross Area	5,258 sqft
2nd Floor Area	1,761 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	3 Parking Spaces
Pool Area	750 sqft
Porch	Covered Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2577762
Street Address	881 WHITE RIVER DR
City	PROSPER
State	TX
Zip	75078-8475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF LA CIMA PHASE THREE (CPR), BLK 32, LOT 9
Legal Subdivision	LAKES OF LA CIMA PHASE THREE (CPR)
Legal Phase	3
Legal Block	32
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5023
Census Tract	30303

Owner

The current owner of 881 White River Dr acquired it in April 2011.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Owner Names on File
Mailing Address	881 WHITE RIVER DR, PROSPER, TX 75078-8475
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage THRIVE MTG LLC
Jun 30, 2020	Deed of Trust, Mortgage THRIVE MTG LLC
Jun 24, 2019	Deed of Trust, Mortgage THRIVE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2011
Deed Sale	Apr 1, 2011
Prior Sale	Aug 9, 2007
Deed Document Number	20110401000341960
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	881 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0001039750
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	881 WHITE RIVER DR PROSPER TX 750788475, PROSPER, TX 75078-8475

Mortgage

Document Number	0001039750
Date	Jul 7, 2020
Instrument	1039750

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	881 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0001060920
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	881 WHITE RIVER DR PROSPER TX 750788475, PROSPER, TX 75078-8475

Mortgage

Document Number	0001060920
Date	Jul 9, 2020
Instrument	1060920

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	881 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0000767740
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	881 WHITE RIVER DR PROSPER TX 750788475, PROSPER, TX 75078-8475

Mortgage

Document Number	0000767740
Date	Jul 1, 2019
Instrument	767740

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$879,548 Land $185,000 Building $694,548	$879,548 Land $185,000 Building $694,548
2024	$12,341.00
2023		$831,205 Land $185,000 Building $646,205	$831,205 Land $185,000 Building $646,205
2022	$12,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 White River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 881 White River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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