870 White River Dr, Prosper, TX 75078 Property Records

Collin County property record for 870 White River Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,167 sqft · built 2011
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$643,720 (Apr 2026)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-8766-031-0130-1`

Property Details

APN / Parcel Number

Primary APN	`R-8766-031-0130-1`
Alternative APNs	`000002577710` `2577710`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,167 sqft Living Area
Gross Area	3,959 sqft
1st Floor Area	2,832 sqft
2nd Floor Area	335 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	870 WHITE RIVER DR
City	PROSPER
State	TX
Zip	75078-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF LA CIMA PHASE THREE, BLK 31, LOT 13
Legal Subdivision	LAKES OF LA CIMA PHASE THREE (CPR)
Legal Block	31
Legal Lot Number	13
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5019
Census Tract	30303

Owner

Source: Collin County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NTFN INC
Apr 30, 2026	Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
Mar 13, 2017	Deed of Trust, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Sep 14, 2011 · Amount on Record
Deed Document Number	202657157
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	REPUBLIC TITLE COMPANY, RTT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476

Mortgage

Document Number	2025000079161
Date	Jun 24, 2025
Instrument	2025000079161

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001776470
Date	Sep 1, 2021
Instrument	20210901001776470

Lender

Name	NTFN INC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 30, 2026
Property Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476
Document Number	0000057157
Instrument Date	Apr 30, 2026
Instrument	2026.57157
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476

Mortgage

Document Number	0000057158,
Date	Apr 30, 2026
Instrument	2026..57158

Lender

Name	NETWORK FUNDING LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	870 WHITE RIVER DR, PROSPER, TX 75078-8476
Document Number	0000349870
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	870 WHITE RIVER DR PROSPER TX 750788476, PROSPER, TX 75078-8476

Mortgage

Document Number	0000349870
Date	Mar 20, 2017
Instrument	349870

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 19, 2037

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,889.00 (-20.36%) Homeowner's exemption	$622,053 (-9.15%) Land $185,000 Building $509,765	$694,765 (+1.47%) Land $185,000 Building $509,765
2024	$6,139.00 (-24.28%)
2023		$684,696 Land $185,000 Building $499,696	$684,696 Land $185,000 Building $499,696
2022	$8,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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