851 White River Dr, Prosper, TX 75078 Property Records

Collin County property record for 851 White River Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,663 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$596,657 (Sep 2026)
Tax Bill	$11,744 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8766-032-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-8766-032-0060-1`
Alternative APNs	`000002577759` `2577759`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,663 sqft Living Area
Gross Area	4,477 sqft
1st Floor Area	2,280 sqft
2nd Floor Area	1,383 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	851 WHITE RIVER DR
City	PROSPER
State	TX
Zip	75078-8475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF LA CIMA PHASE THREE, BLK 32, LOT 6
Legal Subdivision	LAKES OF LA CIMA PHASE THREE (CPR)
Legal Block	32
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5023
Census Tract	30303

Owner

Source: Collin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 WHITE RIVER DR, PROSPER, TX 75078-8475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed, Transfer · Conventional Mortgage FIRST BANK
Apr 28, 2020	Warranty Deed, Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	2026122423
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000608920
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 11, 2026
Property Address	851 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0000122423
Instrument Date	Sep 4, 2026
Instrument	2026122423
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 WHITE RIVER DR, PROSPER, TX 75078-8475
Investor	Possibly a Property Investor

Mortgage

Document Number	0000122424,
Date	Sep 11, 2026
Instrument	2026122424

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 28, 2020
Property Address	851 WHITE RIVER DR, PROSPER, TX 75078-8475
Document Number	0000608920
Instrument Date	Apr 24, 2020
Instrument	608920
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	851 WHITE RIVER DR PROSPER TX 750788475, PROSPER, TX 75078-8475

Mortgage

Document Number	608930
Date	Apr 28, 2020
Instrument	608930

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,744.00 (-4.99%) Homeowner's exemption	$731,615 (+3.62%) Land $185,000 Building $546,615	$731,615 (+3.62%) Land $185,000 Building $546,615
2024	$12,361.00 (-11.16%)
2023		$706,031 Land $185,000 Building $521,031	$706,031 Land $185,000 Building $521,031
2022	$13,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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