Jackson County property record for 88 Lost Trl, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,275,000 (Oct 2025) |
| Tax Bill | $190 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7550-36-1364 |
| Primary APN | 7550-36-1364 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Terrain | Rolling |
| Sewer | Connected |
|---|
| Street Address | 88 LOST TRL |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-1399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 143 CULLASAJA CLUB |
| Legal Subdivision | CULLASAJA CLUB |
| Legal Lot Number | 143 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 950900 |
88 Lost Trl is owned by a company that bought it in October 2025.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 900 BISCAYNE BLVD, 590, MIAMI, FL 33132-1561 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA |
| Dec 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Prior Sale | May 31, 2024 · Amount on File |
| Deed Book / Page | 2407 / 1630 |
| Prior Transfer Date | May 14, 2024 |
| Prior Transfer Doc | 0023780815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 29, 2025 |
| Property Address | 88 LOST TRL, HIGHLANDS, NC 28741-1399 |
| Document Number | 0024071630 |
| Book / Page | 2407 / 1630 |
| Map Reference | CARD 4 SL 419 |
| Instrument Date | Oct 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 BISCAYNE BLVD # 590, 590, MIAMI, FL 33132-1561 |
| Document Number | 0024071633 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2407/1633 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 5, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 143 LOST TRL, HIGHLANDS, NC 28741-7264 |
| Document Number | 0022871634 |
| Book / Page | 002287 / 001634 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1358 HIGHLANDS NC 287411358, HIGHLANDS, NC 28741-1358 |
The 2025 property tax bill for 88 Lost Trl was $190.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,171,580 (+4,243.16%) Land $50,000 Building $2,121,580 | |
| 2025 | $190.00 | $50,000 Land $50,000 |
| 2023 | $152.00 | $40,000 Land $40,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 88 Lost Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Lost Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: BalsamWest FiberNET, Hotwire Communications, Verizon.
4G LTE only, no 5G reported
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