134 Lost Trl, Highlands, NC 28741 Property Records

Jackson County property record for 134 Lost Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,972 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$1,420,000 (Jan 2022)
Tax Bill	$7,443 (2025)
Deeds & Mortgages	Jan 2022 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7550-36-2255`

Property Details

APN / Parcel Number

Primary APN	`7550-36-2255`
Alternative APN	`111635`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,972 sqft Heated Area
1st Floor Area	2,972 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	696 sqft
Carport	Carport
Carport Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	134 LOST TRL
City	HIGHLANDS
State	NC
Zip	28741-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 144 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	144
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2088
Census Tract	950900

Owner

134 Lost Trl is held in a trust since January 2022.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4233 SW GLENEAGLE CIR, PALM CITY, FL 34990-4463
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Aug 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Book / Page	2323 / 1813
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 4, 2022
Property Address	134 LOST TRL, HIGHLANDS, NC 28741-7264
Document Number	0023231813
Book / Page	2323 / 1813
Map Reference	CAB 25 PG 268
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$2,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163656 VIANSA WAY #101101, 163656, NAPLES, FL 34110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4233 SW GLENEAGLE CIR, PALM CITY, FL 34990-4463

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	134 LOST TRL, HIGHLANDS, NC 28741-7264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022681396
Date	Jun 10, 2020
Book Page	2268/1396

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Margin	3
Max Rate	8.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 14, 2020
Property Address	134 LOST TRL, HIGHLANDS, NC 28741-7264
Document Number	0022731510
Book / Page	002273 / 001510
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,700.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16456 TALIS PARK DR NAPLES FL 341103222, NAPLES, FL 34110-3222

Tax Assessment & Valuation

The 2025 property tax bill for 134 Lost Trl was $7,443.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,958,788 Land $200,000 Building $1,758,788
2025	$7,443.00
2023	$3,234.00	$851,080 Land $150,000 Building $701,080

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 134 Lost Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Lost Trl is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Trl

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