170 Lost Trl, Highlands, NC 28741 Property Records

Jackson County property record for 170 Lost Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,009 sqft · built 1997
Lot Size	0.94 acres (40,983 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000,000 (Jan 2020)
Tax Bill	$8,557 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7550-36-5125`

Property Details

APN / Parcel Number

Primary APN	`7550-36-5125`
Alternative APN	`151392`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,009 sqft Heated Area
1st Floor Area	2,289 sqft
Upper Floors Area	720 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	40,983 sqft (0.94 acres)
Garage Type	Carport
Garage Area	680 sqft
Carport	Carport
Carport Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	544 sqft
Deck Area	200 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	170 LOST TRL
City	HIGHLANDS
State	NC
Zip	28741-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 146 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB SUBDIVISION
Legal Lot Number	146
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2088
Census Tract	950900

Owner

Source: Jackson County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	170 LOST TRL, HIGHLANDS, NC 28741-7264
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer
Jan 6, 2020	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Deed Book / Page	2258 / 530
Last Transfer Date	Dec 18, 2025
Transfer Doc	0024120801
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Jan 13, 2026
Property Address	170 LOST TRL, HIGHLANDS, NC 28741-7264
Document Number	0024120801
Book / Page	2412 / 801
Map Reference	CAB 4 SL 514
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 LOST TRL, HIGHLANDS, NC 28741-7264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 LOST TRL, HIGHLANDS, NC 28741-7264

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 6, 2020
Property Address	170 LOST TRL, HIGHLANDS, NC 28741-7264
Document Number	0022580530
Book / Page	002258 / 000530
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N POINT RD #704 OSPREY FL 342297903, 704, OSPREY, FL 34229-7903

Mortgage

Document Number	22580533
Date	Jan 6, 2020
Book Page	002258/000533

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,557.00 (+107.44%)	$2,251,966 (+107.45%) Land $350,000 Building $1,901,966
2023	$4,125.00	$1,085,570 Land $250,000 Building $835,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Trl

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