Jackson County property record for 149 Lost Trl, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,412 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,500,000 (Dec 2020) |
| Tax Bill | $10,352 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7550-35-1994 |
| Primary APN | 7550-35-1994 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 5,412 sqft Heated Area |
| 1st Floor Area | 3,315 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Basement Area | 2,301 sqft |
| Unfinished Basement | 2,301 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 300 sqft |
| Patio Area | 860 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 149 LOST TRL |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 190 CULLASAJA CLUB |
| Legal Subdivision | CULLASAJA CLUB |
| Legal Lot Number | 190 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 950900 |
149 Lost Trl is held in a trust since December 2020.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1115 CAMPO SANO AVE, MIAMI, FL 33146-1158 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Deed Book / Page | 2285 / 597 |
| Prior Transfer Date | Jun 4, 2010 |
| Prior Transfer Doc | 0018530073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 4, 2020 |
| Property Address | 149 LOST TRL, HIGHLANDS, NC 28741-7264 |
| Document Number | 0022850597 |
| Book / Page | 2285 / 597 |
| Map Reference | CAB 16 SL 72 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 832, CARRABELLE, FL 32322-0832 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6460 SW 106TH ST, PINECREST, FL 33156-4044 |
| Document Number | 2285600 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2285/600 |
| Name | THE NORTHERN TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
The 2025 property tax bill for 149 Lost Trl was $10,352.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,724,444 Land $200,000 Building $2,524,444 | |
| 2025 | $10,352.00 | |
| 2023 | $5,536.00 | $1,456,950 Land $150,000 Building $1,306,950 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 149 Lost Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Lost Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: BalsamWest FiberNET, Hotwire Communications, Verizon.
4G LTE only, no 5G reported
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