179 Lost Trl, Highlands, NC 28741 Property Records

Jackson County property record for 179 Lost Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,957 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$1,800,000 (Nov 2023)
Tax Bill	$8,090 (2025)
Deeds & Mortgages	Nov 2023 Sale Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7550-35-3950`

Property Details

APN / Parcel Number

Primary APN	`7550-35-3950`
Alternative APN	`178557`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,957 sqft Heated Area
1st Floor Area	2,529 sqft
Basement Area	1,855 sqft
Unfinished Basement	1,855 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	386 sqft
Deck Area	1,248 sqft
Patio Area	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	179 LOST TRL
City	HIGHLANDS
State	NC
Zip	28741-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 189 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	189
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2088
Census Tract	950900

Owner

179 Lost Trl is held in a trust since November 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	909 TREVINO CT, CINCINNATI, OH 45245-2825
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Book / Page	2367 / 106
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 17, 2023
Property Address	179 LOST TRL, HIGHLANDS, NC 28741-7264
Document Number	0023670106
Book / Page	2367 / 106
Map Reference	CAB 21 PG 907
Instrument Date	Nov 6, 2023
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Tax	$3,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 TREVINO CT, CINCINNATI, OH 45245-2825

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 31, 2017
Property Address	179 LOST TRL, HIGHLANDS, NC 28741-7264
Document Number	0021811838
Book / Page	002181 / 001838
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7345 OX BOW CIR TALLAHASSEE FL 323127535, TALLAHASSEE, FL 32312-7535

Mortgage

Document Number	21811841
Date	Jan 31, 2017
Book Page	002181/001841

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 179 Lost Trl was $8,090.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,129,190 Land $200,000 Building $1,929,190
2025	$8,090.00
2023	$3,785.00	$996,240 Land $150,000 Building $846,240

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 179 Lost Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 179 Lost Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Hotwire Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Lost Trl

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