Monroe County property record for 88 Coconut Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 952 sqft · built 1939 |
| Lot Size | 0.06 acres (2,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,500 (Nov 2008) |
| Tax Bill | $1,381 (2024) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 00526780-000000 |
| Primary APN | 00526780-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Flooring | Plywood |
| Interior Walls | Plywood |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 2,600 sqft (0.06 acres) |
| Patio Area | 40 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1646016 |
|---|---|
| Street Address | 88 COCONUT DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 15 LT 22 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR431-706/77 OR432-724 OR546-260 OR599-410 OR586-466 OR792-1516-1517 OR822-970 OR846-2090 OR894-653 OR977-321/22DC/AFF OR977-323AFF OR977-324 OR1077-684 OR1513-2122 OR1628-1251 OR1654-530 OR1654 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 15 |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
88 Coconut Dr is owned and occupied by an individual who acquired it in April 2019.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 NEW YORK AVE, LYNN HAVEN, FL 32444-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2008 · Amount on File |
| Deed Sale | Nov 19, 2008 · Amount on File |
| Prior Sale | Nov 3, 2005 · Amount on File |
| Deed Document Number | 20081720177 |
| Deed Book / Page | 2389 / 274 |
| Last Transfer Date | Apr 12, 2019 |
| Transfer Doc | 0029602052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 88 COCONUT DR, KEY LARGO, FL 33037-2566 |
| Document Number | 0029602052 |
| Book / Page | 002960 / 002052 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2217074 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 88 COCONUT DR KEY LARGO FL 330372566, KEY LARGO, FL 33037-2566 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,062 | $344,465 Land $208,715 Building $135,750 | |
| 2024 | $1,381.00 (+8.91%) | ||
| 2023 | $1,268.00 (+3.68%) Senior Citizen's exemption | $130,265 (+3%) | $319,548 (+1.44%) Land $197,730 Building $121,818 |
| 2022 | $1,223.00 Senior Citizen's exemption | $126,471 | $315,019 Land $197,730 Building $117,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Coconut Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 88 Coconut Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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