64 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 64 Coconut Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,395 sqft · built 1957
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$683,000 (Jun 2026)
Tax Bill	$5,839 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00525890-000100`

Property Details

APN / Parcel Number

Primary APN	`00525890-000100`
Alternative APNs	`28613900525890000100` `8847971`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,395 sqft Living Area
1st Floor Area	2,171 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Porch	Florida Room
Porch Area	1,413 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8847971
Street Address	64 COCONUT DR
City	KEY LARGO
State	FL
Zip	33037-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 12 LTS 5 AND 10 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR542-976 OR807-1840 OR1686-2068 OR1686-2089/AFF OR2940-2292
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	12
Legal Lot Number	5,10
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1028
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 COCONUT DR, KEY LARGO, FL 33037-2567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 18, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 12, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20262547313
Deed Book / Page	3386 / 303
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 12, 2026
Property Address	64 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0002547313
Book / Page	3386 / 303
Instrument Date	Jun 12, 2026
Instrument	20262547313
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CORAL REEF TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 COCONUT DR, KEY LARGO, FL 33037-2567

Mortgage

Document Number	0002547314,
Date	Jun 12, 2026
Instrument	20262547314

Lender

Name	CENTENNIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	64 COCONUT DR, KEY LARGO, FL 33037-2567
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COCONUT DR, KEY LARGO, FL 33037-2567

Mortgage

Document Number	0030760077
Date	Feb 17, 2021
Book Page	3076/77
Instrument	2304328

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 18, 2018
Property Address	64 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0029402292
Book / Page	002940 / 002292
Instrument Date	Dec 3, 2018
Instrument	2198749
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,069.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COCONUT DR KEY LARGO FL 330372567, KEY LARGO, FL 33037-2567

Mortgage

Document Number	29402294
Date	Dec 18, 2018
Book Page	002940/002294
Instrument	2198750

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	64 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0029000858
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13278 SW 30TH ST MIAMI FL 331757141, MIAMI, FL 33175-7141

Mortgage

Document Number	0029000858
Date	Apr 10, 2018
Book Page	002900/000858
Instrument	2163472

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 9, 2043

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,839.00 (-2.11%)	$654,123 (+6.88%) Land $239,590 Building $414,533	$654,123 (+6.88%) Land $239,590 Building $414,533
2024	$5,965.00 (+6.98%)
2023	$5,576.00 (+55.23%)	$611,998 (+46.98%) Land $226,980 Building $385,018	$611,998 (+13.39%) Land $226,980 Building $385,018
2022	$3,592.00 Homeowner's exemption	$416,390	$539,716 Land $226,980 Building $312,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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