1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Coconut Dr

401 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 401 Coconut Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 943 sqft · built 1957
Lot Size0.128 acres (5,560 sqft)
OwnerIndividual Name on File
Last Sale$570,000 (Aug 2023)
Tax Bill$4,975 (2024)
Deeds & MortgagesAug 2023 Sale
Aug 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00492460-000000

Property Details

APN / Parcel Number

Primary APN00492460-000000
Alternative APNs
  • 14623800492460000000
  • 1608653

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area943 sqft Living Area
1st Floor Area943 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,560 sqft (0.128 acres)

Exterior Amenities

PorchUnfinished Open Porch
Porch Area47 sqft
Deck Area204 sqft
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1608653
Street Address401 COCONUT DR
CityKEY LARGO
StateFL
Zip33037-3803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 LT 1 AND PT LT 8 BK 3 (PARCEL A) SEASIDE PB2-10 SEASIDE ADDITION NO 1 KEY LARGO PB3-59 OR356-486 OR888-2107 OR888-2108 OR888-2104 OR1067-551 OR1172-1631 OR1348-1472 OR1348-753 OR1528-1626 OR1560-1123 OR1678-2397 OR2438-485 OR2591-1673 OR2621-245
Legal Range38E
Legal Township62S
Legal Section14
Legal SubdivisionSEASIDE 1ST ADD
Legal Block1
Legal Lot Number1,8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1025
Census Tract970600

Owner

Source: Monroe County records · APN 00492460-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2165 SW 10TH ST, MIAMI, FL 33135-5037
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 16, 2021Warranty Deed, Transfer · FHA Mortgage
ALL WESTERN MORTGAGE INC
Nov 30, 2020Deed of Trust, Mortgage
FLAGSHIP FIN'L
May 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleAug 16, 2021 · Amount on Record
Deed Document Number20232429867
Deed Book / Page3240 / 474
Prior Transfer DateApr 01, 2013
Prior Transfer Doc0026210245
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 25, 2023
Property Address401 COCONUT DR, KEY LARGO, FL 33037-3803
Document Number0032400474
Book / Page3240 / 474
Instrument DateAug 16, 2023
Instrument2429867
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$3,990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524 SWALLOW CV, BOULDER CITY, NV 89005-1122

Transferred To (Grantee/Buyer)

NameVerified Name
Address2165 SW 10TH ST, MIAMI, FL 33135-5037

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 16, 2021
Property Address401 COCONUT DR, KEY LARGO, FL 33037-3803
Document Number0031191749
Book / Page3119 / 1749
Map ReferenceMB 3 PG 59
Instrument DateAug 13, 2021
Instrument2335285
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,744.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 SAND LAKE AVE SW, 19, BAGLEY, MN 56621-8734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 COCONUT DR, KEY LARGO, FL 33037-3803

Mortgage

Document Number31191751
DateAug 16, 2021
Instrument3119/1751
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address401 COCONUT DR, KEY LARGO, FL 33037-3803
Document Number0030652207
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address401 COCONUT DR KEY LARGO FL 330373803, KEY LARGO, FL 33037-3803

Mortgage

Document Number0030652207
DateDec 29, 2020
Book Page003065/002207
Instrument2297051
Lender
NameFLAGSHIP FIN'L
TypeFunding / Finance Company
Address8870 W OAKLAND PARK BLVD, SUNRISE, FL 33351-7215
Agreement
AmountAmount Recorded
Term24 Months
DueDec 28, 2022

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 21, 2018
Property Address401 COCONUT DR, KEY LARGO, FL 33037-3803
Document Number0029072003
Book / Page002907 / 002003
Instrument DateMay 18, 2018
Instrument2170019
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,023.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 COCONUT DR KEY LARGO FL 330373803, KEY LARGO, FL 33037-3803

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$400,066 (-9.84%) Land $250,867 Building $149,199$400,066 (-27.04%) Land $250,867 Building $149,199
2024$4,975.00 (+20.4%)
2023$4,132.00 (+2.56%) Senior Citizen's exemption$443,729 (+3%)$548,352 (+27.29%) Land $418,112 Building $130,240
2022$4,029.00 Senior Citizen's exemption$430,805 Land $300,518 Building $130,287$430,805 Land $300,518 Building $130,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 168 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Nearby Properties on Coconut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures