Monroe County property record for 402 Coconut Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,118 sqft · built 1978 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Apr 2017) |
| Tax Bill | $6,190 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00492470-000000 |
| Primary APN | 00492470-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,063 sqft |
| Patio Area | 679 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1608661 |
|---|---|
| Old Parcel Number | 14623800492470000000 |
| Street Address | 402 COCONUT DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1 LT 2 SEASIDE ADDITION NO 1 KEY LARGO PB3-59 OR550-520 OR1620-1953D/C OR1620-1954R/S OR1620-1962AFF OR1620-1963AFF |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | SEASIDE 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 COCONUT DR, KEY LARGO, FL 33037-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Apr 10, 2017 | Warranty Deed, Transfer REESE LOUELLA H LIVING TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Mar 3, 2000 · Amount on Record |
| Deed Document Number | 2118063 |
| Deed Book / Page | 2848 / 0830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 402 COCONUT DR, KEY LARGO, FL 33037-3803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 402 COCONUT DR, KEY LARGO, FL 33037-3803 |
| Document Number | 0030510438 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 3051/438 |
| Instrument | 2286766 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 402 COCONUT DR, KEY LARGO, FL 33037-3803 |
| Document Number | 0028480830 |
| Book / Page | 002848 / 000830 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2118063 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | FLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 COCONUT DR KEY LARGO FL 330373803, KEY LARGO, FL 33037-3803 |
| Document Number | 28480831 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 002848/000831 |
| Instrument | 2118064 |
| Name | REESE LOUELLA H LIVING TR (PT) |
|---|---|
| Address | PO BOX 3500, NEWARK, OH 43058-3500 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 9, 2032 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $716,218 (+5.18%) Land $250,800 Building $465,418 | $716,218 (+5.18%) Land $250,800 Building $465,418 | |
| 2024 | $6,190.00 (-5.24%) | ||
| 2023 | $6,532.00 (+195.83%) | $680,964 (+222.36%) Land $418,000 Building $262,964 | $680,964 (+20.23%) Land $418,000 Building $262,964 |
| 2022 | $2,208.00 Homeowner's exemption | $211,241 | $566,383 Land $300,438 Building $265,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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