405 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 405 Coconut Dr, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Oct 2023)
Tax Bill$1,979 (2025)
Deeds & MortgagesOct 2023 Sale
Flood ZoneZone AE (high risk)
APN00492480-000000

Property Details

APN / Parcel Number

Primary APN00492480-000000
Alternative APNs
  • 14623800492480000000
  • 1608670

Exterior

Lot Area5,500 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide

Location & Zoning

Account Number1608670
Street Address405 COCONUT DR
CityKEY LARGO
StateFL
Zip33037-3803
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeURM
Legal DescriptionBK 1 LT 3 SEASIDE ADDITION NO 1 KEY LARGO PB3-59 OR550-519 OR674-98 OR2521-2333T/C OR3247-0209
Legal Range38E
Legal Township62S
Legal Section14
Legal SubdivisionSEASIDE 1ST ADD
Legal Block1
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1025
Census Tract970600

Owner

405 Coconut Dr, residential vacant land, is owned by a company that bought it in October 2023.

Source: Monroe County records, as of September 18, 2026

Owner of RecordCompany Name on File
Mailing Address75 W LAKE RD, KEY LARGO, FL 33037-3607
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2023 · Amount on File
Deed SaleOct 16, 2023 · Amount on File
Prior SaleFeb 1, 1976 · Amount on File
Deed Document Number20232436484
Deed Book / Page3247 / 209
Prior Transfer DateMay 4, 2011
Prior Transfer Doc0025212333
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 16, 2023
Property AddressKEY LARGO, FL 33037
Document Number0032470209
Book / Page3247 / 209
Map ReferenceMB 3 PG 59
Instrument DateOct 11, 2023
Instrument2436484
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 ETON RD, CHARLESTON, SC 29407-3308

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 W LAKE RD, KEY LARGO, FL 33037-3607

Tax Assessment & Valuation

The 2025 property tax bill for 405 Coconut Dr was $1,979, up 25.9% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,979.00 (+25.89%)$250,800 Land $250,800$250,800 Land $250,800
2024$1,572.00 (+141.85%)
2023$650.00 (-6.2%)$107,113 (-8.89%) Land $107,113$107,113 (-8.89%) Land $107,113
2022$693.00$117,563 Land $117,563$117,563 Land $117,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Coconut Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Coconut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Coconut Dr

Nearby Streets

Search Property Records by Address or Parcel Number