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8708 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 8708 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,318 sqft · built 1972
Lot Size1.47 acres (64,033 sqft)
Owner2 Individual Names on Record
Last Sale$212,000 (May 2019)
Tax Bill$1,760 (2025)
Deeds & MortgagesJul 2023 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-0026-0008-59-0

Property Details

APN / Parcel Number

Primary APN01-0026-0008-59-0
Alternative APN
  • 11-01-0026-0008-59-0

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area1,318 sqft
Basement Area958 sqft
Unfinished Basement958 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area64,033 sqft (1.47 acres)
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address8708 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-9487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT/COMBINED ON 10/30/2013 FROM 01-0026-0008-44-7, 01-0026-0008-36-6, 01-0026-0008-48-0; COM AT E 1/4 COR FRL SEC 26 T4S R17W TH N87DEG29'04W 1307.51' TO NW COR FRL E 1/2 FRL SE 1/4 SD FRL SEC 26 TH S0DEG00'00"E ON W LN SD FRL E 1/2 51.90' TO C/L N
Legal Range17W
Legal Township04S
Legal Section26
Legal Lot Number4-31
JurisdictionBERRIEN MI
Township / Civil DivisionBAINBRIDGE
Census Block Group2
Census Block2015
Census Tract10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8708 E NAPIER AVE, BENTON HARBOR, MI 49022-9487
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
May 16, 2019Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2019 · Amount on Record
Deed SaleMay 16, 2019 · Amount on Record
Prior SaleAug 7, 2015 · Amount on Record
Deed Book / Page3237 / 2077
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address8708 E NAPIER AVE, BENTON HARBOR, MI 49022-9487
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8708 E NAPIER AVE, BENTON HARBOR, MI 49022-9487

Mortgage

Document Number03408/3084
DateJul 27, 2023
Book Page3408/3084
Instrument2023385466
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueJun 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 16, 2019
Property Address8708 E NAPIER AVE, BENTON HARBOR, MI 49022-9487
Document Number03237/2077
Book / Page3237 / 2077
Instrument DateMay 15, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,823.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8708 E NAPIER AVE, BENTON HARBOR, MI 49022-9487

Mortgage

Document Number0032372079
DateMay 16, 2019
Instrument3237/2079
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBainbridge Township
Unified School DistrictWatervliet School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,100 (+22.35%)$198,200 (+22.35%)
2025$1,760.00 (+11.32%)
2023$81,000$162,000
2022$1,581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
Supernet
Cable		100 / 25

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